I am expecting a mortgage offer from Halifax. I hope to retain the legal services of a Licensed Conveyancer in Hethersett. Does the Halifax Solicitor panel exclude Licensed Conveyancers?

The Halifax approved solicitor list is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

I am need of leasehold conveyancing for a flat in a relatively new development (five years old) in Hethersett. Almost all the flats have already been sold. Do I need carry out the conveyancing searches as part of conveyancing in Hethersett?

Where you are obtaining a mortgage, your mortgage company will need some (many) of the searches so you'll have no choice. If not, then Hethersett conveyancing searches are optional. No doubt your conveyancer, will 'advise', perhaps strongly, that you should have the searches done, but he or she is duty bound in this regard. One thing to bear in mind; if you are likely to sell the house one day, it may be of interest to your future buyer what the searches contain. Sometimes houses with no practical issues can still throw up adverse search results. But if you choose to instruct your lawyer to proceed without searches then your lawyer will have to follow your instructions or ask you to appoint a different lawyer for your conveyancing in Hethersett.

How up to date is your search tool for Hethersett conveyancing solicitors on the Nottingham conveyancing panel? Do Nottingham send you an updated list?

Hethersett conveyancing firms themselves provide us confirmation that they are on the Nottingham conveyancing panel as opposed to being supplied with a list from Nottingham directly.

Due to the advice of my in-laws I had a survey completed on a property in Hethersett ahead of appointing conveyancers. I have been advised that there is a flying freehold overhang to the property. Our surveyor has said that some lenders will refuse to issue a loan on such a home.

It varies from the lender to lender. Lloyds has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Hethersett. Conveyancing may be slightly more expensive based on your lender's requirements.

I've recently bought a leasehold property in Hethersett. Am I liable to pay service charges for periods before completion of my purchase?

Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Hethersett Leasehold Conveyancing - A selection of Questions you should consider before Purchasing

Its a good idea to discover as much as you can about the managing agents as they will either make life much easier or uncomfortable. Being a leasehold owner you are often in the clutches of the managing agents both financially and when it comes to day to day issues like the tidiness of the common parts. You should not be shy to ask other people whether they are happy with their management. In conclusion, be sure you know the dates that the service charges are due to the relevant party and precisely what you get for your money. Be sure to find out if there are any onerous restrictions in the lease. For instance it is fairly common in Hethersett leases that pets are not allowed in in a block in Hethersett. If you love the apartmentin Hethersett however your dog can’t move with you then you have a very hard compromise. How much is the annual maintenance fee and ground rent?