Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Costessey. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 20/1/2025, the requirements read as follows :
A colleague pointed out to me me that in purchasing a property in Costessey there may be various restrictions affecting the ability to carry out external alterations to a property. Is this right?
There are a number of properties in Costessey which have some sort of restriction or requirement of consent to carry out external variations. Part of the conveyancing in Costessey should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Is there a list of Coventry BS panel conveyancers in Costessey on the Building Society Association’s Website?
No. There is no such tool on the CML or Building Society Association sites. Very few lending institutions make their panel listings visible on the web. If you are in need of a Costessey lawyer on the Coventry BS please use our facility.
Is it the case that all Costessey solicitors on the Bank of Ireland conveyancing panel are overseen by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Bank of Ireland conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. Many lenders do allow licenced conveyancers on their panel in which case such firms would be overseen by the CLC.
I opted to have a survey done on a property in Costessey in advance of retaining lawyers. I have been told that there is a flying freehold overhang to the property. Our surveyor advised that some mortgage companies tend not issue a loan on this type of property.
It varies from the lender to lender. HSBC has different instructions from Halifax. Should you wish to telephone us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Costessey. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to retain a conveyancing solicitor for freehold conveyancing in Costessey. I have land on a web site which seems to have the ideal offering If it is possible to get all this stuff completed via phone that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
What can I do where I am not happy with the lawyer who undertook my conveyancing in Costessey?
Occasionally the level of service you receive is not as you expect, and unfortunately sometimes matters do not go as planned. Nevertheless there is recourse if you were unhappy with your conveyancing in Costessey. This varies from trying to resolve matters directly with them, through to reporting a conveyancing practitioner to their governing body. If things still aren’t resolved you may consider getting in touch with the Legal Ombudsman.