Various internet forums that I have frequented warn that are a common cause of hinderance in Old Coulsdon house deals. Is that correct?

The Council of Property Search Organisations (CoPSO) released determinations of research by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of delays in the conveyancing process. Searches are not likely to feature in any delay in conveyancing in Old Coulsdon.

I'm buying a new build house in Old Coulsdon with a loan from Lloyds TSB Bank. The developers would not budge the amount so I negotiated £7000 of additionals instead. The estate agent advised me not inform my conveyancer about this side-deal as it will impact my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the advice of my in-laws I had a survey completed on a property in Old Coulsdon in advance of instructing conveyancers. I have been informed that there is a flying freehold element to the house. My surveyor has said that some mortgage companies may not issue a mortgage on a flying freehold home.

It depends who your proposed lender is. Santander has different requirements for example to Nationwide. If you e-mail us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Old Coulsdon. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Old Coulsdon to see if the conveyancing will be more expensive.

I own a leasehold flat in Old Coulsdon. Conveyancing and National Westminster Bank mortgage are in place. A letter has just been received from someone claiming to own the freehold. It included a demand for arrears of ground rent dating back to 1991. The conveyancing practitioner in Old Coulsdon who acted for me is not around. Do I pay?

First make enquiries of HMLR to be sure that the individual purporting to own the freehold is in fact the new freeholder. It is not necessary to incur the fees of a Old Coulsdon conveyancing firm to do this as you can do this on the Land Registry website for less than a fiver. Rest assured that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

I am the proprietor of a ground floor flat in Old Coulsdon. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal determine the premium payable for a lease extension?

in cases where there is a absentee landlord or if there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the LVT to assess the price payable.

An example of a Freehold Enfranchisement case for a Old Coulsdon property is 223 Brighton Road in September 2013. The premium payable for the acquisition freehold of the properties should be £10,934 (Ten thousand,nine hundred and thirty four pounds) This case was in relation to 3 flats. The unexpired term as at the valuation date was 75 years.

A loan agreement from a lender for the remortgage of my 4 bedroom flat is to be issued any day now. Could you recommend an efficient remortgage conveyancing solicitor in Old Coulsdon ?

This site is not designed to help in pursuit of a cheap conveyancing in Old Coulsdon. We can offer you cost effective conveyancing but we do not advertise as being the cheapest. Avoid the trap of appointing brokers offering low cost conveyancing in Old Coulsdon.At best, in opting for cheap conveyancing, you will get what you pay for and at worst you will end up being stung for extras and still not get the service you were hoping for.