My wife and I are hoping to purchase a home in Kenley and are in fact using a Kenley conveyancing practice. Within the last couple of days our property lawyer has forwarded the sale agreement to be signed with a detailed report in anticipation of exchanging contracts shortly. Chelsea Building Society have this evening contacted us to advise us that there is now an issue as our Kenley lawyer is not on their conveyancing panel. Is this a problem?
If you are buying a property requiring a mortgage it is normal for the purchasers' lawyers to also represent the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your property lawyer should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You don't have to instruct a firm on the lender’s conveyancing panel and you may continue to use your own Kenley solicitors, in which case it will likely add costs, and it will likely delay the transaction as you have another set of people involved.
Can you help? My Kenley conveyancer is advising me that he has toapply for Kenley conveyancing searches becausethe firm are on the Lloydssolicitor panel. These Kenley searches cost a lot of money can this be avoided?
Unfortunately both you and your lawyer have little choice here. Given that you are taking out a loan with a mortgage company your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your property lawyer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to comply with the CML Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Kenley conveyancing searches.
I am planning to acquire a house and need a conveyancing solicitor in Kenley who is on the Barclays Direct solicitor. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Barclays Direct in certain locations such as Kenley. We dont recommend any particular firm.
What makes your site different to other online quote calculators for conveyancing in Kenley?
At this site secure a conveyancing quote from a Solicitor or Licensed Conveyancer that understands the issues for your conveyancing in Kenley. As opposed to estate agents and brokerage sites we do not charge firms a commission if you choose them for your property ownership legalities in Kenley
We're FTB’s - had an offer accepted, but the property agent has warned us that the seller will only proceed if we appoint their preferred solicitors as they need a ‘quick sale’. Our preferred option is to instruct a high street solicitor with experience of conveyancing in Kenley
It is highly unlikely the vendors are driving this. If they want ‘a quick sale', alienating a serious purchaser is likely to cause more damage than good. Avoid the agents and go straight to the owners and make sure they comprehend that (a)you are genuine purchasers (b)you are ready to go, with finances arranged © you have nothing to sell (d) you wish to move quickly (e)however you intend to use your preferred Kenley conveyancing lawyers - not the ones that will provide the negotiator at the agency a referral fee or hit his conveyancing targets pre-set by senior management.