We were just about to sign contracts for a freehold house in Riddlesdown. We have hit a stumbling block. The mortgage offer with Virgin Money runs out on 22/4/2025 but the owners are putting forward a completion date of 24/4/2025. Can one prolong the loan offer?
The best person to deal with your concern is your solicitors who should assess whether they corresponding with the mortgage company, owner’s representatives, selling agents or conceivably all parties given what has gone on in your house move as of today.
I am helping my niece sell her flat in Riddlesdown. Does the conveyancer order the EPC or should I organise this?
Following the abolition of HIPs, energy assessments was maintained a required element of moving property. An EPC should be commissioned in advance of the property being placed on the market. This is not a task that law firms normally organise. Where you are using a Riddlesdown conveyancing lawyer they may be able to arrange EPC’s due to their contacts with reputable local assessors
is it true that all Riddlesdown conveyancing solicitors on the HSBC conveyancing panel are regulated by the SRA?
As solicitors, in order to be on the HSBC conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. The majority of lenders do allow licenced conveyancers on their panel and in that case the practice would be governed by the CLC.
Completion of my purchase has taken place for my property in Riddlesdown. Conveyancing was satisfactory but I would like to complain about the lender. How does one go about formally complaining?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I am looking into buying my first house which is in Riddlesdown and I am already nervous. I couldn't find anything specific about Riddlesdown. Conveyancing will be needed in due course but do you know about the Riddlesdown area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Riddlesdown. In the meantime here are some basic statistics that we found
I am thinking of appointing a conveyancing lawyer in Riddlesdown for my home move. Can I see a firm’s complaints history with the profession’s regulator?
You can read presented Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Go to Check a solicitor's record. For details about the period before 1 January 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The regulator could recorded call for training purposes.
Having had my offer accepted I require leasehold conveyancing in Riddlesdown. Before I get started I want to be sure as to the unexpired term of the lease.
If the lease is registered - and most are in Riddlesdown - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Following months of correspondence we are unable to agree with our landlord on how much the lease extension should cost for our flat in Riddlesdown. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
if there is a missing freeholder or where there is dispute about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the Leasehold Valuation Tribunal to calculate the price.
An example of a Freehold Enfranchisement matter before the tribunal for a Riddlesdown residence is The Woodlands 95 Purley Park Road in April 2009. The Tribunals own valuation produced the figure of £37,912. This case was in relation to 6 flats. The unexpired term was 78.32 years.