I have just been advised by my lender that my Onslow Village property lawyer is not on the bank Conveyancing panel. What can I do to be certain if this is indeed the case?
The first thing you need to do is to call your Onslow Village lawyer directly. It is reasonable to expect your lawyer to notify you what has happened. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your bank.
It is is a decade since I bought my property in Onslow Village. Conveyancing lawyers have now been retained on the sale but I am unable to locate the title documents. Is this a problem?
You need not be too concerned. First the deeds may be with the lender or they may be archived with the conveyancers who acted in your purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors procuring up to date copy of the land registers. Most conveyancing in Onslow Village involves registered property but in the unlikely event that your home is not registered it adds to the complexity but is not insurmountable.
I have been told that property searches are a common reason for delay in Onslow Village conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) released determinations of research by MoveWithUs that conveyancing searches do not figure within the most frequent causes of hindrances in the conveyancing process. Searches are not likely to feature in any holding up conveyancing in Onslow Village.
I've recently found out that there is a flying freehold issue on a property I put an offer in last month in what should have been a quick, chain free conveyancing. Onslow Village is where the house is located. Can you shed any light on this issue?
Flying freeholds in Onslow Village are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Onslow Village you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Onslow Village may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am looking for a conveyancing practitioner in Onslow Village for my house move. Is it possible to check a firm’s complaints history with the profession’s regulator?
Members of the public can find presented Solicitor Regulator Association (SRA) decisions resulting from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find records Pre 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The SRA may recorded call for training reasons.