I have just been advised by my financial adviser that my Guildford property lawyer is not on the lender Conveyancing panel. What can I do to check?
The sensible course of action for you to take is to call your Guildford lawyer directly. It is reasonable to expect your lawyer to advise you of the situation. Where they are not on the panel they may be able to suggest a Guildford conveyancing practice that is on the approved list of lawyers for your mortgage company.
My grandson is about to exchange on a house that has just been built in Guildford with a home loan from UBS. His lawyer has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The form is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the UBS conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the UBS conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Completed the sale of my flat in Guildford last December but our buyer keeps calling every few hours to say their conveyancer is waiting to hear from mine. What should have happened now that I have sold?
Following your house sale your conveyancer is obliged to forward the transfer deeds and all of the paperwork to the purchaser's lawyers. If applicable, your solicitor should also confirm that the legal charge in favour of the lender has been discharged to the buyers solicitors. There are no post completion requirements unique to conveyancing in Guildford.
I am planning to acquire a flat and need a conveyancing solicitor in Guildford who is on the Alliance & Leicester conveyancing. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Alliance & Leicester in certain locations such as Guildford. We dont recommend any particular firm.
Should I be concerned that third parties that I am dealing with are encouraging me to use an internet conveyancing firm rather than a local Guildford conveyancing firm?
As with many service providers, often suggestions from family and friends can be most helpful. But there are many players in a conveyancing deal; estate agents, mortgage brokers and mortgage companies might all suggest lawyers to choose. Sometimes these conveyancers might be known to one of the organisations as one of the best in their field, but sometimes there exists a financial incentive behind the endorsement. You have the discretion to appoint your own conveyancer. You need to be aware that the majority of banks have an approved list of solicitors you are obliged to use for the mortgage related work in your conveyancing.