What is the optimum way to check that the solicitor handling my conveyancing in Oxted is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Norwich and Peterborough Building Society thus spending £187.00 plus VAT in another set of conveyancing fees.

Please do take advantage of the find a lender approved solicitor tool on this site. Please choose the lender and type ‘Oxted’ or your location and you will discover numerous conveyancers located in Oxted or near you.

I'm purchasing my first flat in Oxted benefiting from help to buy. The builders refused to budge the amount so I negotiated £7000 of fixtures and fittings instead. The estate agent told me not to tell my conveyancer about the side-deal as it would jeopardize my mortgage with Platform Home Loans Ltd. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the guidance of my in-laws I had a survey completed on a house in Oxted in advance of instructing lawyers. I have been advised that there is a flying freehold element to the property. My surveyor advised that some mortgage companies tend refuse to grant a loan on a flying freehold premises.

It varies from the lender to lender. HSBC has different requirements from Halifax. If you e-mail us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Oxted. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Oxted to see if the conveyancing costs will increase in light of this.

Is it simple use the search app to locate a conveyancing lawyer in Oxted on the approved list for my mortgage?

1st pick a mortgage company such as HSBC Bank, Coventry Building Society or Bank of Ireland then specify your location e.g. Oxted. Conveyancing organisations in Oxted and further afield will then be listed.

Am I best advised to instruct a Oxted conveyancing lawyer in close proximity to the house I am purchasing? An old friend can execute the legal work however they are based approximately 350miles drive away.

The benefit of a local Oxted conveyancing practice is that you can pop in to sign documents, deliver your ID and apply pressure on them if necessary. Having local Oxted know how is a plus. However it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and on the whole were impressed that must surpass using an unfamiliar Oxted conveyancing lawyer just because they are round the corner.