My partner’s step-father is a conveyancing practitioner. I expect that I will receive friends and family fee for conveyancing, but if not, what level of costs would I typically be looking at for conveyancing in Penarth?
You should compare pricing. Do use our search tool on this page. The amounts seem to contrast greatly but the service one can expect differ between property lawyers as is true with the vast majority of professional services.
My uncle passed away six months ago and as sole heir and executor I was left the house in Penarth. The house had a relatively small loan remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to TSB, pay off the mortgage. Is this possible?
Where you plan to re-mortgage then TSB will insist on your using a conveyancer on the TSB conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your TSB conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the TSB mortgage is registered as a charge at the Land Registry.
I am buying a new build house in Penarth benefiting from help to buy. The developers would not reduce the price so I negotiated £7000 of fixtures and fittings instead. The estate agent advised me not disclose to my conveyancer about the side-deal as it could affect my loan with National Westminster Bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
In my capacity as executor for the will of my grandfather I am selling a property in Neath but reside in Penarth. My lawyer (based 200 miles awayrequires that I sign a statutory declaration ahead of completion. Can you recommend a conveyancing lawyer in Penarth to witness and place their company stamp on the document?
strictly speaking you should not need to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will suffice regardless of whether they are Penarth based
Myself and my husband have recently had an offer agreed on a house and had meeting on Friday with HSBC for the mortgage. They warned us that when it comes to choosing a lawyer that unless they are on their approved list of conveyancing practitioners then we will be subject to an a further charge of £250+. This is because they would then have to appoint a solicitor to act for them as well as the one we select for ourselves and we assume responsibility for their costs. I have requested HSBC to supply me with a list so I can obtain quotes only from their approved lawyers but was told they dont have such a list to hand over. Is their an easier way of going about this?
You can enquire of HSBC what their panel criteria is for a solicitor.Then ask the lawyer of your choice whether they meet the criteria and have they acted on loans for HSBC before. If the answer to those is yes, then just double check with HSBC. Alternatively please use our search facility and we should be able to locate a conveyancer in Penarth on the approved list for HSBC.