My partner and I have just acquired a house in Rumney. We have since encountered a number of problems with the property which we believe were overlooked in the conveyancing searches. Do we have any recourse? What searches should? have been conducted for conveyancing in Rumney?

It is not clear from the question as to the nature of the problems and if they are specific to conveyancing in Rumney. Conveyancing searches and investigations undertaken during the buying process are supposed to help avoid problems. As part of the process, the vendor answers a form known as a SPIF. answers proves to be incorrect, you could possibly take legal action against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Rumney.

Despite weeks of looking the Title Certificate and documents to our property are lost. The lawyers who did the conveyancing in Rumney 10 years ago no longer exist. Will I be able to sell the house?

Nowadays there are duplicates made of almost everything, and your solicitor will be aware exactly where to find all the suitable paperwork so you may purchase or sell your house without a hitch. If duplicates are not available, your solicitor may be able to put in place insurance or indemnities against possible claims on the property.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Rumney. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Rumney

If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.

Due to the guidance of my in-laws I had a survey completed on a property in Rumney in advance of appointing conveyancers. I have been advised that there is a flying freehold element to the property. The surveyor advised that some mortgage companies will not issue a loan on a flying freehold house.

It varies from the lender to lender. Santander has different instructions from Birmingham Midshires. Should you wish to telephone us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Rumney. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Rumney to see if the conveyancing costs will increase in light of this.

I am purchasing a ground floor maisonette in Rumney. Conveyancing lawyer has been waiting for, from the owner, building insurance paperwork. I was told today I was advised that the seller must forward the insurance documents for the flat above also. Why would my solicitor need to see the insurance for the flat above? Is it strictly required? We have been waiting for the last month…

It is not unheard of in leasehold conveyancing in Rumney to find Conveyancing in Rumney in a minority of cases reveals that the lease obliges the leasehold owners to insure their individual flats as opposed to the landlord insuring the complete building - which is definitely better. You should check with your solicitor but it would appear that your solicitor is seeking to verify that the whole building is insured. Insuring a ground floor residence is no help when it comes to rebuilding after a fire if the other flat cannot be reinstated as a result of lack of insurance cover.