Me and my partner are purchasing a house in Splott. I might seem paranoid but how we can trust a solicitor? At some point we have to send money into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Last month we had a mortgage agreed in principle with RBS. Splott conveyancing solicitors were instructed. What is the average time that one could expect to receive a mortgage offer from RBS?
Some lenders take longer than others. Have RBS conducted the valuation? Have you advised RBS as to your lawyers' details and checked that your lawyers are on the RBS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
Bank of Ireland have agreed my mortgage in principle, my offer on a apartment in Splott has been accepted, now what?
The property agent will want to know who your solicitors are (make sure the lawyers are on the bank’s panel). Contact Bank of Ireland or the broker and finalise any outstanding paperwork. Bank of Ireland will instruct a valuer who will get in contact with the selling agent or owners to book an appointment. Once carried out (assuming no problems) it takes approximately a fortnight for the mortgage offer to be issued. Bank of Ireland will send the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Splott.
What can a local search tell me regarding the property my wife and I buying in Splott?
Splott conveyancing often starts with the submitting local authority searches directly from your local Authority or through a personal search organisations for instance Searches UK The local search is essential in every Splott conveyancing purchase; that is if you don’t want any nasty once you have moved into your new home. The search will provide data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject sections.
I'm purchasing my first flat in Splott with the aid of help to buy. The developers refused to reduce the price so I negotiated 6k of extras instead. The estate agent suggested that I not reveal to my conveyancer about this extras as it will put at risk my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What tools are available to locate a Splott law firm on the Halifax conveyancing panel? I am a keen cyclist and am prepared to travel upto 10miles to meet the conveyancer.
You can use the search on this page. Please select a bank and your location and you will see a number of Splott conveyancing lawyers located nearest you. We have listed some Splott conveyancing firms at the bottom of this page and you can contact them to see whether they are on the Halifax member panel
I need to instruct a conveyancing solicitor for some conveyancing in Splott. I have stumble upon a site which appears to be the ideal answer If it is possible to get all the legals done via phone that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?