Forgive me if this question is silly but I am unexperienced as a first time buyer of a two bedroom flat in Plympton. Do I pick up the keys to the premises on completion from my conveyancer? If so, I will appoint a High Street conveyancing solicitor in Plympton?

On the day of completion you do not need to go to the conveyancers office in Plympton. Conveyancing lawyers for you will arrange to send the completion advance to the owner’s lawyers, and once they have received this, you should be able to pick up the keys from the property Agents and move into your new home. This tends to happen early afternoon.

Are all Plympton Conveyancing Quality Solicitors on the Skipton conveyancing panel?

Some major lenders now use CQS as the kick off point for Panel approval such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of firms.

We have a mortgage agreed in principle with Principality. Plympton conveyancing solicitors are appointed. How long does it take for Principality to send the offer to the conveyancer?

There is no definitive answer here. Have Principality conducted the survey? Have you advised Principality as to your lawyers' details and checked that your lawyers are on the Principality conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Plympton?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Plympton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I was recommended by a number of selling agents in Plympton to find a solicitor using your seach tool. What’s the financial inducement for Estate Agents to offer your lawyers ahead of a competitor’s?

We don’t give any referral fee for sending work in our direction. We thought it would be too underhand to pay a commission because home movers will think, ‘How come the agent getting a kickback? Why aren’t I getting any benefit too?’ So we decided to step away from that.

We are four weeks into a residential purchase having been directed to solicitors by the selling agent to handle our conveyancing in Plympton. We are not happy. Could you you assist me in finding new lawyers?

A lawyer would have to be really bad in order to consider diss instructing them. Has your mortgage offer been issued? If so you must inform them of the replacement lawyer and get the loan are re-issued. The solicitor ideally needs to be on the mortgage company panel to avoid added expenses and delays. So that should be your first question of the new conveyancers. The search tool will help you find a bank approved solicitor for your conveyancing in Plympton

I would like to rent out my leasehold flat in Plympton. Conveyancing solicitor who did the purchase is retired - so can't ask her. Do I need to ask my freeholder for permission?

Notwithstanding that your previous Plympton conveyancing solicitor is no longer available you can review your lease to see if you are permitted to let out the property. The rule is that if the lease is non-specific, subletting is allowed. Quite often there is a prerequisite that you must seek permission from your landlord or some other party in advance of subletting. This means you not allowed to sublet in the absence of prior permission. Such consent should not be unreasonably withheld. If the lease does not allow you to sublet you should ask your landlord for their consent.

Plympton Conveyancing for Leasehold Flats - A selection of Queries Prior to buying

On the whole the cost for major works are not included within service charges, albeit that some managing agents in Plympton require leasehold owners to contribute towards a reserve fund and this is used to offset against major works. Its a good idea to discover as much as you can concerning the managing agents as they will impact your use and enjoyment of the property. As the proprietor of a leasehold property you are frequently at the mercy of the managing agents both financially and when it comes to practical matters like the cleanliness of the communal areas. Ask other tenants what they think of them. In conclusion, investigate as to the dates that the maintenance charges are due to the appropriate party and specifically how they are spending the funds. Where a Plympton lease has no more than 80 years it will impact the marketability of the property. It is worth checking with your mortgage company that they are willing to to proceed given the lease term. Leases with fewer than 80 years remaining means that you will most likely have to extend the lease at some point and you need to have some idea of how much this would cost. Remember, in most cases you would need to own the premises for a couple of years before you are legally able to extend the lease.