My wife and I are getting closer to an exchange on a house in Saltash and my mum and dad have sent the ten percent deposit to my property lawyer. I am now told that as the deposit has been sent from someone other than me my lawyer needs to make a notification to my bank. I am advised that, in also acting for the mortgage company he must advise them that the balance of the purchase price is not just from me. I informed the bank concerning my parents' contribution when I applied for the mortgage, so is it really necessary for this now to hold matters up?

Your lawyer is duty bound to clarify with the bank to make sure that they understand that the balance of the purchase price is not from your own resources. The solicitor can only notify this to your bank if you permit them to, failing which, your lawyer must cease to continue acting.

Can you explain why leasehold purchase conveyancing in Saltash costs more?

Saltash leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.

I am purchasing a house and need a conveyancing solicitor in Saltash who is on the Godiva Mortgages Ltd approved. Can you recommend a local solicitor?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Godiva Mortgages Ltd in certain locations such as Saltash. We dont recommend any particular firm.

Will commercial conveyancing searches reveal planned roadworks that may impact a commercial property in Saltash?

Many commercial conveyancing solicitors in Saltash will perform a SiteSolutions Highways report as it reduces the time that conveyancers expend in investigating accurate data on highways that impact buildings and development assets in Saltash. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Saltash.

For each commercial conveyancing transaction in Saltash it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately may result in delays to Saltash commercial conveyancing transactions as well as present a risk to future plans for the site. These searches are not conducted for residential conveyancing in Saltash.

Is it simple use the search tool to select a conveyancing lawyer in Saltash on the approved list for my mortgage?

1st select a mortgage company such as Yorkshire Building Society, Coventry Building Society or Platform Home Loans Ltd then type in your location for instance Saltash. Conveyancing practices in Saltash and beyond should be listed.