Me and my partner are purchasing a 2 bedroom flat in Purton with a mortgage. We like our Purton lawyer, but the bank advise he's not on their "panel". We have to appoint one of the lender panel firms or keep our Purton lawyer and pay for one of their panel lawyers to act for them. This feels very unfair; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Purton conveyancing lawyer to apply to be on the conveyancing panel.
Finally the sale completed on my house in Purton last September but my buyer keeps telephoning every few hours to say their solicitor needs to hear from myconveyancer. What are the post completion sale formalities now that I have sold?
Following your sale your lawyer should send the transfer documentation and all supplemental paperwork to the purchaser's conveyancer. If applicable, your conveyancer must also send confirmation that the legal charge in favour of the lender has been discharged to the purchasers lawyers. There are no post completion procedures peculiar conveyancing in Purton.
I am about to put a bid on a leasehold property in Purton. The property agents tell me that it is standard for flats in Purton to have less than 75 years remaining. I am obtaining a loan with Platform. Will the property be mortgageable given that the lease has 70 years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 30/1/2025 the requirements read as follows :
Forgive me if this question is silly but I am new to the home buying as FTB of a ground floor flat in Purton. Do I pick up the keys to the house on completion from my conveyancer? If so, I will use a local conveyancing solicitor in Purton?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will electronically transfer the completion advance to the seller's solicitors, and shortly after the monies have arrived, you will be called to collect the keys from the property Agents and move into your new home. Usually this happens between 1 and 3pm.
My wife and I purchasing a 3 bedroom semi in Purton. Our aim is to carry out an extension to the side at the property.Will legal investigations on the property include checks to ascertain if these works are allowed?
Your solicitor will review the deeds as conveyancing in Purton can occasionally identify restrictions in the title deeds which restrict categories of alterations or require the permission of another owner. Many works require local authority planning permissions and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be wise to check these issues with a surveyor ahead of any purchase.
Are all Purton Conveyancing Quality Solicitors on the HSBC conveyancing panel?
A selection of banks and building societies now use the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of firms.
I used Arc property Solicitors several years past for my conveyancing in Purton. I now require my file however the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Purton of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.