It is a dozen years since I acquired my property in Swindon. Conveyancing lawyers have recently been appointed on the sale but I am unable to locate the deeds. Will this jeopardise the sale?
Don’t worry too much. First there is a chance that the deeds will be kept by the mortgage company or they may still be with the lawyers who oversaw your purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring up to date copy of the land registers. Nearly all conveyancing in Swindon relates to registered property but in the unlikely event that your home is unregistered it is more tricky but is resolvable.
I have been recommended a conveyancing solicitor in Swindon. I need to find out whether they are on the Nottingham Building Society conveyancing panel. Could you or the lender confirm if they are on the panel?
You should e-mail the solicitor and enquire if they can act for the bank. Otherwise you should get in touch with Nottingham Building Society who may be able to help.
I have recentlybecome aware that Action Conveyancing have been shut down. They conducted my conveyancing in Swindon for a purchase of a leasehold apartment 18 months ago. How can I be sure that the property is in my name in the name of the former proprietor?
The easiest method to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Swindon conveyancing specialists.
I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what should have been a simple, chain free conveyancing. Swindon is the location of the property. Can you offer any guidance?
Flying freeholds in Swindon are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Swindon you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Swindon may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
In surfing the internet for the phrase on line conveyancing in Swindon it brings up many property lawyersin the area. How do I determine which is the suitable conveyancing solicitor for purchase transaction?
The best way of choosing a suitable conveyancer is via personal referral, so ask colleagues and family who have bought a property in Swindon or the local estate agent or financial adviser. Charges for conveyancing in Swindon differ, so it's a good idea to secure at least four fee calculations from different conveyancers. Dont forget to clarify that the fees are fixed.