Last month we had a mortgage agreed in principle with Kent Reliance. Putney Heath conveyancing solicitors were appointed. What is the average time that one could expect to receive a mortgage offer from Kent Reliance?

There is no definitive answer here. Have Kent Reliance conducted the valuation? Have you informed Kent Reliance as to your lawyers' details and checked that your lawyers are on the Kent Reliance conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

I have today made my last payment due on my mortgage with Kent Reliance. I assume I don't need a Putney Heath conveyancing practitioner on the Kent Reliance panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Kent Reliance mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Kent Reliance mortgage from the register. Kent Reliance, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Kent Reliance has sent the Land Registry the discharge electronically, and
3. Kent Reliance has instructed the Land Registry to do so

I had an offer accepted on a house in Putney Heath on 13/12/2024, valuation was booked 4 days after, all came back fine. Conveyancer retained, so all that was missing was my mortgage offer. Having made daily calls to RBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the RBS conveyancing panel. Can the lender hold off the offer?

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.

I need some quick conveyancing in Putney Heath as I am under an ultimatum to sign on the dotted line within one month. Thankfully I do not need a mortgage. Can I avoid the conveyancing searches to save fees and time?

If.Given you are not getting a mortgage you have the choice not to have searches conducted although no solicitor would suggest that you don't. With lots of history conveyancing in Putney Heath the following are instances of issues that can be revealed and adversely impact future mortgageability: Refused Planning Applications, Overdue Charges, Outstanding Grants, Railway Schemes,...

Despite weeks of looking the Title Certificate and documents to our property are lost. The lawyers who dealt with the conveyancing in Putney Heath 10 years ago are no longer around. What are my options?

As long as the title is registered the details of your proprietorship will be retained by the Land Registry with a Title Number. It is easy to perform a search at the Land Registry, locate your property and secure up to date copies of the property title for less than a fiver. Where the property is Leasehold then the Land Registry will in most cases retain a file copy of the Registered Lease and again, a copy can be retrieved for twenty pounds.

We are 18 days into a freehold purchase having been recommend to conveyancers by the local agent to carry out the conveyancing in Putney Heath. I am am starting to be dissatisfied with the level of service. Can you you assist me in finding new lawyers?

They would have to be very bad in order to consider replacing them. Has your loan offer been sent? In the event that it has you will need to inform them of the new contact details and ensure the mortgage documents are re-sent. Your solicitor ideally should be on the banks panel to avoid added expenses and complications. So that should be your first question of the new conveyancers. The search tool will assist you in finding a lender approved solicitor for your conveyancing in Putney Heath

Are you able to shed any light on the variety of conveyancing dealt with by Putney Heath conveyancing practices?

Almost all Putney Heath conveyancing firms can offer a wide sphere of assistance to domestic and rural land proprietors, sellers, buyers, landlords and leaseholders including the following:

Residential sale conveyancing in Putney Heath or elsewhere in the country Home purchase conveyancing in Putney Heath and further afield Staircasing i.e. buying extra shares of a property that has been purchased through a shared ownership scheme Planning and boundary enquiries Putney Heath conveyancing for property repossessed by a lender Transfers of Equity Conveyancing in Putney Heath or beyond