Having been suggested to visit your company we were going to go ahead with a conveyancing solicitor in Wimbledon recommended on your site but have come across some other costs illustrations on the internet look cheaper – why is this?
There are lots of conveyancers advertising theoretically looks to be very low prices. You should give due consideration about how important this transaction is to you that want to take 'cheap' risks in relation to the standard of the conveyancing. Many of them accentuate a cheap fee to grab your attention but plant additional fees in the fine print..
This question may be naive but I am unseasoned as FTB of a ground floor flat in Wimbledon. Do I collect the keys to the premises on the completion date from my lawyer? If so, I will find a High Street conveyancing solicitor in Wimbledon?
There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the completion advance to the seller's solicitors, and shortly after the monies have arrived, you should be called to collect the keys from the selling Agents and start moving into the property. This tends to happen between 1 and 3pm.
I recently had an offer agreed on an apartment in Wimbledon. My mortgage broker suggested a solicitor. I paid an advanced payment of £175. A couple of days later, the conveyancer called me embarrassingly acknowledging that they were not on the Lloyds conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Lloyds panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Planning on purchasing a maisonette in Wimbledon. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Bank of Ireland conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Wimbledon lawyer is on the Bank of Ireland conveyancing panel.
I acquired my house on 1 June and the transaction details is yet to be on the land registry website. Need I be worried? My conveyancing solicitor in Wimbledon advises it should be recorded in a couple of weeks. Are titles in Wimbledon uniquely lengthy to register?
As far as conveyancing in Wimbledon is concerned, registration is no quicker or slower than the rest of the country. As opposed to being determined by geographic area, timescales can adjust according to who lodges the application, whether there are errors and if the Land registry must send notices to any 3rd persons or bodies. At present in the region of three quarters of such applications are fully addressed within two weeks but occasionally there can be protracted delays. Historically registration is effected after the purchaser is living at the property therefore 'speed' is not usually top priority yet if there is a degree of urgency associated with the registration then you or your conveyancer should contact the land registry and explain the circumstances.
How does conveyancing in Wimbledon differ for newly converted properties?
Most buyers of new build premises in Wimbledon come to us having been asked by the builder to sign contracts and commit to the purchase even before the house is ready to move into. This is because house builders in Wimbledon usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Wimbledon or who has acted in the same development.
How simple is it to use the search facility to select a conveyancing practitioner in Wimbledon on the authorised to act for my lender?
1st choose a bank such as Birmingham Midshires, The Mortgage Works or Barclays Direct then specify your location a common one being Wimbledon. Conveyancing organisations in Wimbledon and beyond should be listed.