I have just started taking steps with the aim of changing my current homeowner home loan to a BTL National Westminster Bank mortgage. I was told by my mortgage that I require a lawyer as part of the process. I spoke to my previous Wimbledon conveyancing firm who acted on my behalf when I first acquired the property. The costs estimate provided of £550 has taken me by surprise as I am not require purchase conveyancing - it’s just a straightforward remortgage.

The costs illustration is fractionally on the expensive side. Where you are happy to spend time contrasting charges you could get the conveyancing a bit cheaper by as much as £125. On the other hand, providing that you were content with the assistance the firm gave you couldlive to regret opting for an an unknown lawyer. Remember to be sure the solicitor can also act for National Westminster Bank. You can employ our search tool to choose a Wimbledon conveyancing firm on the National Westminster Bank approved list of lawyers, which can often include conveyancing solicitors in Wimbledon.

We're in Wimbledon, FTBs buying with a mortgage (lender is Coventry BS , and our solicitor is on the Coventry BS conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the Coventry BS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

Forgive me if this question is silly but I am new to the home moving as a 1st time purchaser of a ground floor flat in Wimbledon. Do I collect the keys to the premises on completion from my conveyancer? If so, I will appoint a local conveyancing solicitor in Wimbledon?

On the day of completion you will not be required to attend the conveyancers office in Wimbledon. Conveyancing lawyers for you will arrange to send the completion advance to the seller's solicitors, and shortly after the monies have arrived, you will be called to collect the keys from the property Agents and start moving into the property. Usually this happens early afternoon.

A friend informed me that in purchasing a property in Wimbledon there could be a number of restrictions prohibiting external alterations to a property. Is this right?

There are anumerous of properties in Wimbledon which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Wimbledon should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I am expecting a DIP from Skipton this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Skipton recommend any Wimbledon solicitors on the Skipton conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Wimbledon solicitors independently although you'll need to choose one on the Skipton conveyancing panel. The solicitor represents both you and Skipton through the process.

Just bought a detached house in Wimbledon , What is the estimated time for the Land Registry to register my title? My Wimbledon conveyancing solicitor has been painfully slow, so I want to check that my name is registered.

There is nothing unique about conveyancing in Wimbledon registration formalities. As opposed to being determined by geographic area, timescales can adjust depending on the party submitting the application, whether it is in order and if the Land registry need to notify any interested parties. As of today in the region of 80% of such applications are completed in less than three weeks but occasionally there can be protracted delays. Registration takes place after the new owner has moved in to the property so an expedited registration is not typically top priority but where it is urgent that the the registration takes place urgently then you or your solicitor must contact the land registry and explain the circumstances.

How much experience do your Wimbledon conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?

Wimbledon conveyancing lawyers help thousands of people move home every year and helped plenty of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Wimbledon conveyancers have worked on recent similar cases.