I am in need of a property lawyer. Do I opt for an internet conveyancer or a local Malden conveyancing lawyer?

Malden is a special area, where neighbourhood know-how is a big bonus. The laid-back lifestyle has an upside – but not when it comes to your home move. The property lawyers that we recommend providing exhaustive Malden know how with a positive, can doapproach that ensures the conveyancing to progress with the minimum of fuss. It will certainly help that they enjoy long term rapport with mortgage brokers, search providers, surveyors and other Malden conveyancing practices

Is it necessary during the course of the conveyancing process to visit the offices of the solicitor to execute the mortgage deed? If so, I will instruct a firm who offer conveyancing in Malden so that I can attend their offices if required.

As opposed to twenty years ago, almost all banks no longer oblige their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to supply identification documents and there are still distinct benefits to using a locally based solicitor, in your case a conveyancing solicitor in Malden.

What is the difference between a licensed conveyancer and conveyancing solicitor in Malden

There are many recorded licenced Conveyancers in Malden and Solicitor practices in Malden to choose from It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal work in the home buying process. Both can conduct other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

I'm the single beneficiary of my late mum's estate and I have everything in my name alone, including the house in Malden. Conveyancing formalities meant that the Land Registry date was in October. I plan to dispose of the house. I do know about the Mortgage Lenders 6 month 'rule', which means that my property ownership may be treated the same way as though I had purchased the house in October. Will no one buy the property for half a year?

The Council of Mortgage Lenders’ handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be affected by that. How sensible a view lenders take of it, depend on the lender as this clause is primarily there to pick up on subsales or the quick reselling of properties.

Completion of my remortgage has taken place for my property in Malden. Conveyancing was a necessary evil but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?

Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

How does conveyancing in Malden differ for new build properties?

Most buyers of new build property in Malden approach us having been asked by the builder to sign contracts and commit to the purchase even before the residence is finished. This is because builders in Malden usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Malden or who has acted in the same development.

What type of premises does your Malden conveyancing quotes apply to?

Our conveyancing quotes are only relevant to standard residential premises in England & Wales. Should you have any different requirements for instance industrial or agricultural property or commercial conveyancing in Malden please telephone us to address your requirements .