When can the exchange of contracts occur in sale conveyancing in Radcliffe and do I need to attend the conveyancers branch?

If you are in close proximity to one of the conveyancing solicitors in Radcliffe you are welcome to attend to sign the paperwork. That being said, the firms we work with offer countrywide coverage for conveyancing and provide just as diligent and professional a job for you when communicating with you electronically. The executing of the property agreement is not the important part. Signing on the dotted line is necessary for the conveyancer to exchange contracts when the time is right, which will usually be very shortly after signing. The procedure is is usually a five minute process, although where a lengthy "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Radcliffe)to be in the office available at the end of the phone to exchange contracts.

My brother-in-law has suggested I instruct a conveyancing solicitor in Radcliffe. I need to find out if they are on the Nottingham Building Society conveyancing panel. Could you help?

You should phone the solicitor and ask them whether they are on the lender panel. Otherwise please get in touch with Nottingham Building Society who may be able to confirm.

I used Arc property Solicitors several years ago for my conveyancing in Radcliffe. I now require my file however the law firm is no longer operating. What do I do?

Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Radcliffe of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I'm buying my first flat in Radcliffe with a mortgage from Virgin Money. The sellers would not move on the price so I negotiated 6k of extras instead. The estate agent advised me not inform my solicitor about this side-deal as it will affect my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My solicitor in Radcliffe is asking me for identification documents asserting that this is part of his legal duty as a solicitor on the bank Conveyancing panel. Am I being spun a yarn?

Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offence if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage, your lawyer also has to check ID documents to satisfy the mortgage company. This is not specific to conveyancing in Radcliffe