Can you help? My Whitefield solicitor is assuring me that she is duty bound toorder Whitefield conveyancing searches asthe firm are on the HSBCconveyancing panel. These Whitefield checks cost a lot of money can this be avoided?
Unfortunately both you and your lawyer have little choice here. Given that you are taking out a loan with a mortgage company your conveyancing practitioner has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook specifications . Even if you were a cash buyer you would be ill advised not to carry out Whitefield conveyancing searches.
I have been referred to a conveyancing solicitor in Whitefield. I I am struggling to find out whether they are accepted on the The Royal Bank of Scotland conveyancing panel. Can you help?
You should call your conveyancer and ask them if they can act for the bank. Alternatively please call The Royal Bank of Scotland who may be able to confirm.
I am intent on selling our property in Whitefield and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. Any local lawyer would know this is not the case. For the life of me I don't know why the purchasers instructed a nationwide conveyancing practice rather than a conveyancing solicitor in Whitefield. Having lived in Whitefield for 4 years we know of no issue. Do we contact our local Authority to get confirmation that there is no issue.
It sounds as though you may have a conveyancing solicitor already. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what should have been a straight forward, no chain conveyancing. Whitefield is the location of the property. Can you offer any advice?
Flying freeholds in Whitefield are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Whitefield you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Whitefield may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
My uncle has recommend that I appoint his conveyancers in Whitefield. Do I follow his advice?
There are no two ways about it the best way to choose a conveyancing practitioner is to seek guidance from friends or family who have actually previously instructed the solicitor you're considering.