Can you recommend a Platform Home Loans Ltd accepted Ramsgate conveyancing practice who can have us moved in within 28 days? Would it be better to use a high street Ramsgate conveyancer or an internet comparison site?

We can recommend some very good Ramsgate conveyancing firms. Another option is to visit the main road in Ramsgate. Go in to some well established firms and request to see a conveyancing solicitor for a costs illustration. Explain your deadline together with your reasons and get an assurance on speed. Appoint the one that appears most efficient.

I have been told that property searches are the primary cause of hinderance in Ramsgate conveyancing transactions. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) published conclusions of a review by MoveWithUs that conveyancing searches do not figure within the most frequent causes of delays during the legal transfer of property. Local searches are not likely to be the root cause of delay in conveyancing in Ramsgate.

It has been 4 months since my purchase conveyancing in Ramsgate concluded. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I opted to have a survey carried out on a house in Ramsgate prior to instructing lawyers. I have been advised that there is a flying freehold element to the house. The surveyor advised that some banks tend not give a mortgage on a flying freehold home.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. If you call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Ramsgate. Conveyancing will be smoother if you use a solicitor in Ramsgate especially if they are accustomed to such properties in Ramsgate.

Is there a difference between surveying and conveyancing in Ramsgate?

Conveyancing - in Ramsgate or elsewhere - is the process of legally transferring legal title of property from one person to another. It involves the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are buying and will help you find out about the condition of the building and, if there are problems, give you leverage for negotiating the buying price down or asking the vendor to fix the problems prior to you complete your move.