I was informed today by my mortgage adviser that my Ripon lawyer is not on the mortgage company Conveyancing panel. What can I do to check?
The sensible course of action for you to take is to contact your Ripon lawyer directly. You lawyer should advise you of the situation. If they are not on the panel they may be able to suggest a Ripon conveyancing firm that is on the approved list of lawyers for your mortgage company.
Would the conveyancing solicitors indexed on your site handle right to buy conveyancing in Ripon?
We do have numerous conveyancing practitioners carrying out right to buy conveyancing work Do get in touch with the solicitors listed in order to obtain a costs calculation.
We are downsizing from our home in Ripon and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. A local conveyancer would know this is not the case. For the life of me I don't know why the buyers are using an online conveyancing firm as opposed to a conveyancing solicitor in Ripon. Having lived in Ripon for 5 years we know of no issue. Do we contact our local Authority to obtain confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing firm currently acting for you. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
Over the last few months I have been searching for a ground for flat up to £195,000 and identified one round the corner in Ripon I like with open areas and railway links in the vicinity, however it only has 52 remaining years left on the lease. There is not much else in Ripon suitable, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you require a home loan the shortness of the lease will be an issue. Reduce the price by the expected lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of twenty four months you may ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer about this.
Is it simple use your search app to select a conveyancing solicitor in Ripon on the authorised to act for my mortgage?
Step one is to choose a bank such as Birmingham Midshires, Barnsley Building Society or Godiva Mortgages Ltd then type in your preferred area for instance Ripon. Conveyancing organisations in Ripon and further afield should be listed.