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Find a Harrogate Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Harrogate? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Harrogate transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Harrogate

Can the conveyancing lawyers that you recommend handle attended exchange conveyancing in Harrogate?

We do have a number of conveyancing experts carrying out 24hr exchanges. Do call us to get a fee calculation and details as to availability.

It has been 2 months following my purchase conveyancing in Harrogate took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm purchasing a new build house in Harrogate with the aid of help to buy. The builders would not move on the amount so I negotiated £7000 of extras instead. The house builders rep suggested that I not to tell my conveyancer about the side-deal as it would adversely affect my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a quick, chain free conveyancing. Harrogate is the location of the property. What do you suggest?

Flying freeholds in Harrogate are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Harrogate you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Harrogate may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I'm buying a apartment in Harrogate. I have found my conveyancer's company on the CLC list, but I can't find my lawyer's name on the list. Should I be concerned?

Not all staff in the company must be listed by the regulator. As long there is someone qualified to 'oversee' the work, the actual day-to-day activity can be conducted by unqualified staff.

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Find out more about how flying freehold can affect your the value of a property.