Am I correct in assuming that the fact that my solicitor in Rocester is not on my mortgage company's solicitor panel that there is a problem with the quality of her work?
It would not be wise to jump to that conclusion. There are plenty of reasonable explanations. Just recently a report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should contact the Rocester conveyancing firm and ask them why they are no longer on the approved list for your mortgage company.
Can your site be used to recommend a Conveyancing solicitor in Rocester even if I’m not purchasing or selling a house, for instance if I wish to acquire an office in Rocester with a mortgage from HSBC Bank?
Our comparison service is predominantly there to help choose residential conveyancing solicitors in Rocester but we have recorded towards the end of this page some Rocester commercial conveyancing firms. You will need to make contact with the solicitors directly to check if they can also act for HSBC Bank
I opted to have a survey done on a property in Rocester ahead of retaining solicitors. I have been told that there is a flying freehold element to the property. My surveyor has said that some mortgage companies will not issue a mortgage on a flying freehold house.
It varies from the lender to lender. Santander has different instructions for example to Nationwide. If you call us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Rocester. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Rocester to see if the conveyancing costs will increase in light of this.
Am I right to be suspicious by 3rd parties that I am dealing with are recommending a national conveyancing firm as opposed to a local Rocester conveyancing company?
As is the case with many professional services, often suggestions from connections can be extremely useful or valuable. Nevertheless there are lots of players in a conveyancing transaction; estate agents, mortgage brokers and mortgage companies might all recommend solicitors to appoint. On occasion these conveyancers might be known to one of the organisations as being good in their field, but sometimes there may be a financial incentive behind the endorsement. You are at liberty to select your own lawyer. Don't forget that the majority of lenders specify a panel list of law firms you are obliged to use for the mortgage aspect of your transaction.
I need to appoint a conveyancing solicitor for sale conveyancing in Rocester. I have stumble upon a site which appears to be the ideal offering If there is a chance to get all this stuff completed via phone that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?