Do lenders provide you with an approved list of Becontree Heath conveyancing solicitors? How do you know who is on the Kent Reliance conveyancing panel?
Becontree Heath conveyancing firms themselves provide us confirmation that they are on the Kent Reliance conveyancing panel as opposed to being supplied with a list from Kent Reliance directly.
We previously instructed solicitors located in Becontree Heath on the TSB solicitor panel. They are now charging me a further sum for the legal aspects of the TSB mortgage. Is this a supplemental conveyancing fee specified by TSB?
Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your property lawyer is entitled to levy a fee for this. This charge is not dictated by TSB but by your Becontree Heath solicitor. Plenty of firms on the TSB panel will charge ’dealing with mortgage’ fee but some firms incorporate it on their overall fee.
After weeks of negotiation I have agreed a price on a house in Becontree Heath. My financial adviser pressured me to appoint their lawyer. I paid an on account payment of £150. Not long after, the conveyancer called me sheepishly admitting that they were not on the Kent Reliance conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Kent Reliance panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
About to purchase flat in Becontree Heath. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nationwide conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Becontree Heath solicitor is on the Nationwide conveyancing panel.
Will our solicitor be raising questions about flooding as part of the conveyancing in Becontree Heath.
The risk of flooding is if increasing concern for conveyancers dealing with homes in Becontree Heath. Plenty of people will purchase a property in Becontree Heath, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, adequate building insurance, or sell the property. There are steps that can be taken during the course of a house purchase to forewarn the buyer.
Solicitors are not qualified to give advice on flood risk, but there are a number of checks that may be undertaken by the purchaser or by their conveyancers which will give them a better appreciation of the risks in Becontree Heath. The conventional set of information sent to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) contains a standard inquiry of the seller to discover if the premises has suffered from flooding. If flooding has previously occurred which is not disclosed by the vendor, then a purchaser could issue a legal claim for losses as a result of such an incorrect answer. The buyer’s solicitors will also carry out an environmental search. This should reveal if there is a recorded flood risk. If so, further investigations should be carried out.
Due to the encouragement of my in-laws I had a survey completed on a house in Becontree Heath in advance of appointing solicitors. I have been advised that there is a flying freehold aspect to the property. My surveyor advised that some mortgage companies will not issue a mortgage on a flying freehold property.
It varies from the lender to lender. Bank of Scotland has different instructions from Birmingham Midshires. Should you wish to call us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Becontree Heath. Conveyancing may be slightly more expensive based on your lender's requirements.
Is it true that a Becontree Heath conveyancing solicitor got sued by a client for not carrying out the appropriate conveyancing investigations?
Our attention has not be brought to such a Becontree Heath conveyancing matter but it has been reported that, a couple buying a house elsewhere in England successfully won a case against their conveyancer due to development plans to construct a wind farm not being identified in conveyancing searches.
If you are contemplating buying a home in Becontree Heath It is critical that your property lawyer purchase all Becontree Heath conveyancing searches necessary making sure that you have accurate and up to date information ahead of buying a property.