I'm in the process of transferring my current homeowner home loan to a Buy to Let Coventry Building Society mortgage. I was told by my financial advisor that I require a conveyancer for this. I got in contact with my former Plymouth conveyancing practitioner who acted on my behalf when I originally acquired the house. The fee calculation issued of just over five hundred pounds has shocked me as I am not require purchase conveyancing - it’s simply a bog-standard refinance.
The estimate fees are a bit high. Where you are prepared to spend time comparing charges you may be able to get the conveyancing a bit cheaper by as much as a hundred pounds. That being said, if you were happy with the assistance the firm provided you maycome to rue opting for an an untested conveyancer. If is important to enquire that the conveyancer can represent Coventry Building Society. You can utilise our search tool to get a quote a Plymouth conveyancing firm on the Coventry Building Society approved list of lawyers, which can often include conveyancing solicitors in Plymouth.
Me and my partner are purchasing a apartment in Plymouth. I might seem paranoid but how we can trust a solicitor? On the day of competition we will need to put our life savings into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
If you had a top tip for selecting a conveyancing solicitor in Plymouth what would it be?
It would be unwise to be tempted by the lowest Plymouth conveyancing quote. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I have decided to exercise my right to buy my property in Plymouth off the council. I have a mortgage agreed with RBS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
I need some expedited conveyancing in Plymouth as I have an ultimatum to complete within one month. Luckily I do not require a mortgage. Is it possible to avoid the conveyancing searches to save money and time?
As you are not taking a home loan you are at liberty not to have searches carried out although no solicitor would recommend that you don't. Drawing on our experience of conveyancing in Plymouth the following are examples of issues that can appear and adversely impact future saleability: Refused Planning Applications, Outstanding Charges, Outstanding Grants, Road Schemes,...
The deeds to our house are lost. The solicitors who handled the conveyancing in Plymouth 5 years ago are no longer around. Will I be able to sell the house?
Assuming you have a registered title the information relating to your ownership will be documented by the Land Registry with a Title Number. It is easy to conduct a search at the Land Registry, identify your house and get current copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will in most cases hold a certified copy of the Registered Lease and again, a copy can be retrieved for a small fee.
We're first time buyers - agreed a price, but the agent advised that the seller will only issue a contract if we instruct the agent's preferred conveyancers as they want an ‘expedited deal’. We would rather use a high street conveyancer who is accustomed to conveyancing in Plymouth
It is highly unlikely the vendors are driving this. If they desire ‘a quick sale', taking such a hostile approach to a motivated buyer is likely to cause more damage than good. Try to communicate with the vendors directly and make sure they comprehend that (a)you are keen to buy (b)you are ready to progress, with finances in place © you have nothing to sell (d) you intend to proceed fast (e)but you are going to instruct your own,trusted Plymouth conveyancing solicitors - not the ones that will earn the estate agent a commission or hit his conveyancing thresholds demanded by corporate headquarters.