I'm the only recipient of my late father’s will and I have everything in my name alone, including the my former home in Southwick. The Southwick property was put into my name in October. I now wish to sell up. I do know about the CML six month 'rule', which means that my property ownership will be considered the same way as though I had purchased the house in October. Do I have to wait half a year to sell?

The CML handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be impacted by that. How practical a view mortgage companies take of it, depend on the bank as this requirement principally exists to identify subsales or the flipping of property.

I had a mortgage agreed in principle with Nationwide. Southwick conveyancing lawyers have been appointed. What is the average time that one could expect to receive a mortgage offer from Nationwide?

There is no definitive answer here. Have Nationwide completed the valuation? Have you informed Nationwide as to your lawyers' details and checked that your lawyers are on the Nationwide conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

I am buying a property in Southwick. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Bank of Ireland be concerned?

Given that your lender is Bank of Ireland your lawyer must check the conveyancing requirements set out in Part 2 of UK Finance Lenders’ Handbook for Bank of Ireland. The CML Handbook contains minimum specifications for solar panel roof-space leases, and solicitors are required to report to Bank of Ireland where a lease fails to comply with these requirements. The provisions relate to the installation of panels on properties countrywide and is not restricted to Southwick.

I am buying a new build house in Southwick with the aid of help to buy. The sellers would not reduce the amount so I negotiated £7000 of fixtures and fittings instead. The sale representative suggested that I not reveal to my conveyancer about this extras as it would impact my mortgage with Yorkshire Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been on the look out for a ground for flat up to £195,000 and found one near me in Southwick I like with a park and railway links nearby, the downside is that it's only got 49 years unexpired on the lease. There is not much else in Southwick in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?

If you require a mortgage the shortness of the lease may be problematic. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for at least twenty four months you can ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this.

I'm converting the mortgage on my existing house to a BTL mortgage with Nationwide Building Society and intend to use the remaining equity as a down payment on further property. The location we are interested in is Southwick. Will your lawyers be able to act for the two banks and tie in the conveyances?

Make use of our comparison tool on this site to ensure that the conveyancers are on the relevant lender panels. Assuming that they are the lawyer should be able to tie up the two transactions but you should talk with you lawyer and specify your expectations and requirements.

I need to appoint a conveyancing solicitor for freehold conveyancing in Southwick. I've stumble upon a web site which appears to be the ideal solution If it is possible to get all the legals completed via email that would be preferable. Do I need to be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?