IfI was to purchase a freehold housein Chislehurst mortgage fee and dispense with a survey and no local authority searches how much would I expect to to save on my conveyancing in Chislehurst?

Any savings you would gain would be limited to the Chislehurst conveyancing searches. The solicitor is obliged to do the vast majority of work - money laundering, liaising with the vendors property lawyer, SDLT submission, register the property etc. You might save a bit for them not needing to register a mortgage but it won't be meaningful.

What is the optimum way to find out if the solicitor handling my conveyancing in Chislehurst is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Aldermore thus paying £187.00 plus VAT in supplemental legal charges.

Please do make the most of the search tool on this site. Pick the lender and type ‘Chislehurst’ or your preferred area and you will see a number of lawyer offices in Chislehurst or nearest you.

Just acquired a semi-detached house in Chislehurst , What is the estimated time for the Land Registry to deal with the formalities evidencing my title? My Chislehurst conveyancing solicitor has been painfully slow, so I want to be certain that my ownership is recorded.

There is nothing unique when it comes to conveyancing in Chislehurst registration formalities. As opposed to being determined by geographic area, timescales can differ according to who lodges the application, whether it is in order and whether the Land registry must send notices to any third parties. At present approximately 80% of submission are fully dealt with in less than three weeks but some can be subject to protracted hold-ups. Historically registration is effected once the purchaser has moved in to the premises therefore an expedited registration is not always primary concern yet if there is a degree of urgency associated with the registration then you or your lawyers could communicate with the Registry to express the reasoning for an expedited registration.

I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a simple, no chain conveyancing. Chislehurst is the location of the property. What do you suggest?

Flying freeholds in Chislehurst are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Chislehurst you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chislehurst may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Last September I purchased a leasehold flat in Chislehurst. Am I liable to pay service charges relating to a period prior to my ownership?

In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

My wife and I have hit a brick wall in trying to purchase the freehold in Chislehurst. Can the Leasehold Valuation Tribunal adjudicate on premiums?

You certainly can. We are happy to put you in touch with a Chislehurst conveyancing firm who can help.

An example of a Lease Extension case for a Chislehurst property is 70 Andace Park Gardens 133-149 Widmore Road in November 2013. Tribunal determined that the premium payable for the lease extension was £10,052 This case affected 1 flat. The remaining number of years on the lease was 72 years.