In what way does my ID and proof of funds have anything to do with my conveyancing in Chislehurst? Why is this being asked of me?

It is indeed that case that the requirement set out by your solicitor has nothing to do with conveyancing in Chislehurst. Nowadays you can not complete any conveyancing transaction without first handing over evidence of your identity. This usually takes the form of a either your passport or driving licence plus a utility bill. Please note that if you are providing your driving licence as proof of identification it must be both the paper section and photo card part, one is not sufficient without the other.

Evidence of your source of money is necessary in accordance with the Money Laundering Regulations. You should not be offended when when this is requested of you as your conveyancer must retain this information on file. Your Chislehurst conveyancing solicitor will require evidence of proof of funds prior to accepting any funds from you into their client account and they will also ask further questions regarding the origin of monies.

The deeds to our home are lost. The lawyers who did the conveyancing in Chislehurst 4 years ago have long since closed. What do I do?

You no longer need to have the physical official documentation to evidence that you are the registered proprietor of land or property, as the Land Registry have everything they need in a digital format.

I am buying my first flat in Chislehurst with the aid of help to buy. The sellers would not reduce the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent advised me not disclose to my lawyer about this side-deal as it would jeopardize my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I need to instruct a conveyancing solicitor for leasehold conveyancing in Chislehurst. I have stumble across a web site which seems to have the perfect solution If there is a chance to get all formalities done via email that would be preferable. Should I be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Builders have put forward a conveyancing practitioner and I've received a quote from them. They are almost £400 less expensive than my own Chislehurst conveyancing practitioner. What's the catch?

Builders normally have panels of lawyers who are quick and who know the builder's contract and lawyer. Plenty of developers offer an inducement to select a preferred property lawyer for this reason, any increased fees can be avoided and a builder will not suggest a conveyancing factory and run the risk of having the transaction stall when they need an exchange within a tight deadline. The argument for not agreeing to use the recommended conveyancer is that they may prove unwilling to fight for your interests at the risk of upsetting the sellers. Where you have concerns that this may be the situation you should stick with your local Chislehurst conveyancer.