It is 10 years ago since I purchased my house in Stokenchurch. Conveyancing solicitors have recently been instructed on the sale but I am unable to track down my title documents. Is this a problem?
You need not be too concerned. First the deeds may be with the mortgage company or they could be in the possession of the conveyancers who acted in your purchase. Secondly the chances are that the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors obtaining current official copies of the land registers. Nearly all conveyancing in Stokenchurch relates to registered property but in the rare situation where your property is not registered it is more of a problem but is resolvable.
We're in Stokenchurch, First time buyers purchasing with a mortgage (lender is Kent Reliance , and our solicitor is on the Kent Reliance conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Kent Reliance conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Can I be sure that the Stokenchurch conveyancing solicitor on the Nationwide panel is any good?
When it comes to conveyancing in Stokenchurch getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the solicitor handling your conveyancing.
We expect to receive a OIP from UBS this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do UBS recommend any Stokenchurch solicitors on the UBS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Stokenchurch solicitors independently although you'll need to choose one on the UBS conveyancing panel. The solicitor represents both you and UBS through the process.
Completion of my purchase has taken place for my property in Stokenchurch. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
Are there restrictive covenants that are commonly picked up during conveyancing in Stokenchurch?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Stokenchurch. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
My business partner and I are hoping to take over a lease of an office on the high street. Can you recommend lawyers offering no-sale-no costs for commercial conveyancing in Stokenchurch for below 2k?
We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Stokenchurch, including the disposal and acquisition of businesses as well as simply property. Whether you are looking to purchase or lease a shop, pub, restaurant, office, retail unit or a whole business we can put you in touch with the right firm. As for the charges these will vary based on the structure and nuances of the proposed transaction. Please provide us with your contact information or email so as to enable us to furnish you with a detailed commercial conveyancing quote.