I am expecting a offer of a home loan from Santander. I would like to retain the legal services of a Licensed Conveyancer in Tadley. Does the Santander Solicitor panel exclude Licensed Conveyancers?
The Santander conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
My solicitor has discovered a a problem with the lease for the property we are buying in Tadley. The other side have offered defective title insurance as a solution. We are content with insurance and will cover the costs. Our conveyancing practitioner has advised that he must ensure that the mortgage company is happy with this solution. Who is the client here, us or the bank?
The short answer to your last question is that, notwithstanding the risk of a conflict of interest, you and the lender are the client. Your solicitor must comply with the UK Finance Lenders’ Handbook conditions. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the mortgage company can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your solicitor will have no choice but to discontinue acting for you.
What is the difference between a licensed conveyancer and conveyancing solicitor in Tadley
There are many recorded licenced Conveyancers in Tadley and Solicitor partnerships in Tadley offering conveyancing We would stress that both are supervised by regulatory bodies with both specialising in the legal work in transferring property. The two can conduct other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
I am helping my step-mother sell her property in Tadley. Will the solicitor commission the energy assessment or it is for the owner to see to?
After the demise of Home Information Packs, energy performance certificates became a required component of selling a property. An energy performance certificate must be to hand prior to the property being placed on the market. It is not a task that solicitors normally arrange. Where you are using a Tadley conveyancing solicitor they may help arrange energy performance certificates due to their contacts with reputable local accredited person
I'm the single beneficiary of my late grandmother’s will and I have everything in my name now, including the house in Tadley. The Tadley property was put into my name in October. I want to move. I understand that there is a CML six month 'rule', meaning my property ownership will be considered the same way as though I had purchased the house in October. Will no one buy the property for half a year?
The CML handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be affected by that. many mortgage companies would take a pragmatic view as this clause principally exists to capture the purchase and immediately sell or the quick reselling of property.
Given that I am about to spend over three hundred thousand on a terraced house in Tadley I would like to talk to a solicitor regarding thehouse move in advance of appointing the firm. Is this something that you can arrange?
We could not agree more - we would be pleased to talk to you we do not take any clients on without you speaking to the conveyancer due to be conducting your conveyancing in Tadley.There is no ‘factory style conveyancing’ - each client is an important person, not a case number. The law firms that we put you in touch with believe that the fees you are quoted for residential conveyancing in Tadley should be the amount on the final invoice that you are charged.
My father-in-law has urged me to use his conveyancing solicitors in Tadley. Should I use them?
No doubt it’s preferable to find a conveyancing solicitor is to seek referrals from friends or relatives who have actually used the conveyancer you're are thinking of instructing.