I was notified recently by my IFA that my Tamworth property lawyer is not on the lender Conveyancing panel. How can I be certain that this is indeed the case?
You need to call your Tamworth lawyer directly. You lawyer should inform you what has happened. Where they are not on the panel they may be able to suggest a Tamworth conveyancing practice that is on the conveyancing panel for your mortgage company.
We are about to sign contracts for a garden flat in Tamworth. We encountered a stumbling block. Our mortgage offer with HSBC Bank runs out on 24/4/2025 but the vendors are putting forward a completion date of 28/4/2025. Is it possible to extend the mortgage expiry date?
The person best placed to address this issue is your lawyer who is in a position to determine whether they should be discussing with the mortgage company, vendor’s representatives, property agents or possibly all three given the history of your transaction as of today.
My flat in Tamworth is up for sale and I have a purchaser. Does my conveyancing practitioner need to be on the Leeds Building Society conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the Leeds Building Society conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently currently.
We are buying a property in Tamworth. It might be a silly question but how we can trust a lawyer? At some point we have to send money into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We previously selected conveyancers locally in Tamworth on the Lloyds solicitor approved list. They are now charging me an additional charge for handling the Lloyds mortgage. Is this a supplemental conveyancing fee specified by Lloyds?
Provided it is contained in their Terms of Engagement or estimate then yes your solicitor may levy a fee for this. This charge is not dictated by Lloyds but by your Tamworth conveyancing practitioner. Plenty of firms on the Lloyds panel will charge ’dealing with mortgage’ fee but some firms incorporate it on their overall fee.
We have agreed to purchase a house in Tamworth. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Nationwide be concerned?
Given that your lender is Nationwide your lawyer must comply with the conveyancing instructions set out in Part 2 of UK Finance Lenders’ Handbook for Nationwide. The Council of Mortgage Lenders’ Handbook sets out minimum provisions for solar panel roof-space leases, and property lawyers are required to report to Nationwide where a lease fails to meet these requirements. The specifications relate to the installation of panels on properties in England and Wales and is not isolated to Tamworth.
As co-executor for the estate of my father I am selling a property in Swansea but I am based in Tamworth. My conveyancer (approximately 250 kilometers awayhas requested that I execute a statutory declaration ahead of completion. Can you recommend a conveyancing solicitor in Tamworth who can attest and place their company stamp on the document?
strictly speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will be fine regardless of whether they are based in Tamworth