I am about to complete buying a property in Tottenham but as a consequence of damage from the recent storms I have managed to agree compensation from the seller in the sum of £2k taking the form of a adjustment in the price. I had intended this to be addressed as part of the conveyancing process yet Nationwide are not allowing this. Should they have been notified?

Any conveyancing practitioner being on the Nationwide conveyancing panel is duty bound to advise Nationwide of any variations to the purchase price. If you prohibit your conveyancer to report the price change to Nationwide then they would have to discontinue acting for you. In addition, Nationwide and you would have to appoint a new lawyer for your conveyancing in Tottenham.

We are looking to buy a flat and require a conveyancing solicitor in Tottenham who is on the Lloyds solicitor panel. Can you recommend a local firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Lloyds . We don't recommend any particular firms conducting conveyancing in Tottenham.

There are numerous conveyancing solicitors in Tottenham but how do I know who's good?

We would encourage you not to base your choice on the cheapest Tottenham conveyancing quote. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.

I am purchasing a victorian detached house in Tottenham. We would like to an extension at the rear at the property.Will legal investigations on the property include checks to ascertain if these alterations are allowed?

Your conveyancer will review the deeds as conveyancing in Tottenham can occasionally identify restrictions in the title documents which prohibit categories of works or necessitated the consent of another owner. Certain additions need local authority planning consent and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor ahead of any purchase.

I have today made my last payment due on my mortgage with Yorkshire BS. I assume I don't need a Tottenham solicitor on the Yorkshire BS panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Yorkshire BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Yorkshire BS mortgage from the register. Yorkshire BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Yorkshire BS has sent the Land Registry the discharge electronically, and
3. Yorkshire BS has instructed the Land Registry to do so

Me and my brother own a renovated Edwardian house in Tottenham. Conveyancing practitioner represented me and Santander. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold under the matching property. I thought I was buying a freehold how can I check?

You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Tottenham and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with the conveyancing solicitor who conducted the purchase.

I've recently found out that there is a flying freehold element on a property I put an offer in two weeks back in what should have been a straight forward, chain free conveyancing. Tottenham is where the house is located. Can you shed any light on this issue?

Flying freeholds in Tottenham are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Tottenham you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Tottenham may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.