When it comes to mortgage companies such as Clydesdale, do Seven Sisters conveyancers have to pay a yearly amount to be on the conveyancing panel?

We are unaware of any lender fees to register on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.

We have agreed to purchase a house in Seven Sisters. A rare aspect is that the roof has a solar panel. Coventry BS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

As you are obtaining a mortgage with Coventry BS your lawyer must check the conveyancing requirements set out in Section two of UK Finance Lenders’ Handbook for Coventry BS. The Council of Mortgage Lenders’ Handbook sets out minimum provisions for solar panel roof-space leases, and property lawyers are required to report to Coventry BS where a lease does not meet these conditions. The provisions relate to the installation of panels on properties in England and Wales and is not limited to Seven Sisters.

After what seems like an age I have had an offer on an apartment in Seven Sisters accepted, the owners do nevertheless have a tied purchase. The sellers have offered on on an apartment, but it’s not yet agreed to, and have viewings of other flats in the pipeline. I have selected a bricks and mortar conveyancing solicitor in Seven Sisters. What should be my next step? When should I get the mortgage application with Bank of Ireland going?

It is normal to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of one thousand pounds, then survey, Seven Sisters conveyancing search costs, etc). The first course of action is to ensure that your conveyancing practitioner is on the Bank of Ireland conveyancing panel. Concerning the next phase this very much depends on the specifics of your transaction, motivation for this property and on the state of the market. In a hot market many home buyers would apply for the mortgage with Bank of Ireland and arrange for the valuation and only if it was satisfactory would they ask their property lawyer to proceed with the conveyancing in Seven Sisters.

Are there restrictive covenants that are commonly identified as part of conveyancing in Seven Sisters?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Seven Sisters. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am buying a new build apartment in Seven Sisters. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Seven Sisters

Forfeiture - bankruptcy or liquidation must not apply under this provision. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.

What advice can you give us when it comes to finding a Seven Sisters conveyancing firm to deal with our lease extension?

When appointing a solicitor for your lease extension (regardless if they are a Seven Sisters conveyancing firm) it is imperative that they be familiar with the legislation and specialises in this area of work. We suggest that you speak with several firms including non Seven Sisters conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions might be useful:

How experienced is the firm with lease extension legislation?

I am the registered owner of a basement flat in Seven Sisters. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal determine the amount due for a lease extension?

in cases where there is a missing freeholder or if there is dispute about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the First-tier Tribunal (Property Chamber) to assess the premium.

An example of a Freehold Enfranchisement matter before the tribunal for a Seven Sisters property is 22 Wakefield Road in January 2012. Following a vesting order Clerkenwell and Shoreditch County Court under section 26 of the Leasehold Reform,Housing and Urban Development Act 1993 on 9th May 2011 the Tribunal decided that the price that the Applicant for the freehold interest should pay is £17,400 This case was in relation to 2 flats. The unexpired term as at the valuation date was 74.13 years.

What do I do if I am unhappy with the property lawyer who handled my conveyancing in Seven Sisters?

Occasionally the level of service you receive is not as you expect, and is is a fact of life that every so often matters do not go as planned. Nevertheless there is recourse where you were dissatisfied with your conveyancing in Seven Sisters. This varies from trying to resolve matters directly with them, through to reporting a solicitor to their regulator. If you remain aggrieved you may consider enlisting the help of the Legal Ombudsman.