Our solicitor has identified a a legal deficiency with the lease for the apartment we are purchasing in Hampton. The seller’s lawyers have put forward defective title insurance as a workaround. We are happy with insurance and will cover the costs. Our conveyancer says that he must be satisfied that the lender is happy with this solution. Who is the client here, us or the lender?

The short answer to your last question is that, notwithstanding the risk of a conflict of interest, you and the bank are the client. Your conveyancer must comply with the UK Finance Lenders’ Handbook conditions. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the lender can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your property lawyer will have no choice but to discontinue acting for you.

I understand that there are debates on Chancel Insurance on online forums. Do I need this when acquiring a property in Hampton? or Apparently there is a law dating back centuries that means some homeowners living in a parish church boundary may be liable to contribute towards repairs towards the chancel in proximity to the church. Is this relevant for conveyancing in Hampton?

Unless a prior acquisition of the house completed post 12 October 2013 you can take it that lawyers delivering conveyancing in Hampton to remain encouraging a chancel search and or chancel repair liability policy.

What does commercial conveyancing in Hampton cover?

Non domestic conveyancing in Hampton incorporates a wide range of guidance, provided by qualified solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.

Planning to complete next month on a studio apartment in Hampton. Conveyancing solicitors assured me that they report fully on Monday. What should I be looking out for?

Your report on title for your leasehold conveyancing in Hampton should include some of the following:

Do you need to have carpet in the flat or are you allowed wood flooring? What the implications are if you are in breach of your lease terms? You need to be advised what constitutes a Nuisance in the lease Whether the landlord has obligations to ensure rights of quiet enjoyment over your premises and do you know what it means in practice? Whether your lease has a provision for a slush fund for major repairs?

We have reached the end of our tether in trying to purchase the freehold in Hampton. Can the Leasehold Valuation Tribunal adjudicate on premiums?

Most definitely. We are happy to put you in touch with a Hampton conveyancing firm who can help.

An example of a Lease Extension case for a Hampton property is 147 Redford Close in June 2012. The Tribunal determined the lease extension premium to be at £4,200 This case related to 1 flat. The unexpired residue of the current lease was 82.93 years.

Is planning consent needed to change a single dwelling into a couple of appartments in Hampton? This has occurred to a house opposite to a relative in Hampton and was unaware of it happening until it was finished.

Planning consent is needed for converting a single house in Hampton into flats but possibly not for reverting back to single dwelling-house so, simply put, yes.