My IFA has requested my Hampton lawyer’ panel member for the Nat West conveyancing panel. Can you suggest how I obtain this. I have contacted my local Hampton branch but they don't know it.

The sensible thing to do is ask for this information from your Hampton conveyancer . They should have a central record lender panel numbers.

A relative pointed out to me me that in buying a property in Hampton there may be various restrictions affecting the ability to carry out external changes to the property. Is this right?

There are anumerous of properties in Hampton which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Hampton should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Planning on purchasing a house in Hampton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Lloyds conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Hampton conveyancing practitioner is on the Lloyds conveyancing panel.

After shopping around on the internet I have found a Hampton solicitor having made sure that they are on the Virgin Money conveyancing panel. Does my lawyer arrange the survey of the property?

Virgin Money will need an independent valuation of the property. Your lawyer will not arrange this. Usually Virgin Money will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Hampton surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

I used Action Conveyancing several years past for my conveyancing in Hampton. I now require my file however the law firm has closed. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Hampton of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I have been advised by a number of property agents in Hampton to choose a solicitor using your seach tool. Is there a financial advantage for Estate Agents to market your services rather than a competitor’s?

We refuse to give any commission for pointing buyers and sellers in our direction. We found it would be just too difficult to pay a commission as home movers will think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.

Having spent years of dialogue we cannot agree with our landlord on how much the lease extension should cost for our flat in Hampton. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?

if there is a missing freeholder or where there is disagreement about what the lease extension should cost, under the relevant statutes it is possible to make an application to the Leasehold Valuation Tribunal to decide the amount due.

An example of a Lease Extension decision for a Hampton flat is 147 Redford Close in June 2012. The Tribunal determined the lease extension premium to be at £4,200 This case affected 1 flat. The unexpired term was 82.93 years.

Are there frequently found deficiencies that you see in leases for Hampton properties?

There is nothing unique about leasehold conveyancing in Hampton. All leases are unique and legal mistakes in the legal wording can sometimes mean that certain provisions are not included. The following missing provisions could result in a defective lease:

A provision to repair to or maintain parts of the premises

A defective lease can cause issues when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. Lloyds TSB Bank, Barnsley Building Society, and Alliance & Leicester all have express conveyancing instructions when it comes to what is expected in a lease. If a mortgage lender believes that the lease is problematic they may refuse to grant the mortgage, obliging the buyer to pull out.