Forgive me if this question is silly but I am unexperienced as FTB of a two bedroom flat in Upper Norwood. Do I collect the keys to the premises on the completion date from my conveyancer? If so, I will use a High Street conveyancing solicitor in Upper Norwood?

There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will transfer the completion advance to the owner’s conveyancers, and shortly after the monies have arrived, you will be called to receive the keys from the Estate Agents and start moving into the property. This tends to happen between 1 and 3pm.

My conveyancer has informed me that restrictive coveneant insurance is required on my purchase. What is the level of cover for Upper Norwood conveyancing?

The appropriate level of restrictive coveneant indemnity insurance depends on who your lender is. It would differ for example between National Westminster Bank and Leeds Building Society. Conveyancing practitioners as opposed to members of the public take out such insurances.

I can not work out if my bank requires a lease extension. I have telephoned my Upper Norwood building society branch on various occasions and was reassured it wasn't a problem and they will lend. My Upper Norwood conveyancing solicitor - who is on the lender conveyancing panel- called and was told they would not lend based on their published requirements. Who do I believe?

As long as the conveyancing practitioner is on the lender panel, she or he must comply with the CML Handbook requirements for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.

I need some fast conveyancing in Upper Norwood as I am under pressure to exchange contracts within one month. Luckily I do not need a mortgage. Is it possible to decline from having conveyancing searches to save fees and time?

If.Given you are not obtaining a home loan you are at liberty not to have searches conducted although no conveyancer would recommend that you don't. Drawing on years of experience of conveyancing in Upper Norwood the following are instances of what can be revealed and therefore impact future mortgageability: Refused Planning Applications, Overdue Fees, Outstanding Grants, Road Schemes,...

My business partner and I are hoping to take over a lease of a shop on a shopping parade. Can you recommend solicitors offering fixed charges for commercial conveyancing in Upper Norwood for under £1,200?

We can recommend firms who host a wealth of experience of commercial conveyancing in Upper Norwood, including the disposal and acquisition of businesses as well as simply property. If you are intending to buy or dispose of a shop, pub, restaurant, office, retail premises or a whole business we will find you the right lawyer. Regarding the fees this will depend on the structure and nuances of the proposed transaction. Let us have your contact information or phone us so that we can supply you with a fixed commercial conveyancing calculation.

We expect to complete our sale of a £175,000 apartment in Upper Norwood on Thursday in a week. The landlords agents has quoted £360 for Landlord’s certificate, building insurance schedule and previous years service charge statements. Is the landlord entitled to charge an administration fee for a leasehold conveyance in Upper Norwood?

Upper Norwood conveyancing on leasehold maisonettes more often than not necessitates the buyer’s lawyer sending enquiries for the landlord to answer. Although the landlord is not legally bound to answer these enquiries most will be content to assist. They are at liberty to levy a reasonable administration fee for answering enquiries or supplying documentation. There is no upper cap for such fees. The average fee for the information that you are referring to is over three hundred pounds, in some cases it is in excess of £800. The administration charge levied by the landlord must be sent together with a summary of rights and obligations in relation to administration charges, otherwise the charge is technically not due. Reality however dictates that one has no choice but to pay whatever is requested of you should you wish to exchange contracts with the buyer.

Having spent years of correspondence we cannot agree with our landlord on how much the lease extension should cost for our flat in Upper Norwood. Can we issue an application to the Residential Property Tribunal Service?

Where there is a missing landlord or where there is disagreement about the premium for a lease extension, under the relevant statutes you can apply to the LVT to arrive at the price payable.

An example of a Lease Extension matter before the tribunal for a Upper Norwood premises is Flats 55, 67 & 70 Melbourne Court Anerley Road in July 2013. The tribunal calculated that the premium for the extended lease at £48,366.00 for at 55, and £88,329.00 for ats 67 and 70 combined. This case related to 1 flat. The unexpired term was 26.38 years.

How much experience do your Upper Norwood conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?

Upper Norwood conveyancing lawyers help thousands of buyers move home every year and supported plenty of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Upper Norwood conveyancers have worked on recent similar cases.