We are about to exchange contracts for a garden flat in Wetherby. We have hit a problem. Our loan offer with Skipton Building Society expires on 31/3/2025 but the vendors are insisting on a completion date of 2/4/2025. Is it possible to extend the mortgage expiry date?
The best person to address this issue is your conveyancer who is in a position to calculate whether he or she is better off negotiating with the bank, seller’s representatives, estate agents or conceivably all three taking into account what has happend in your transaction as of today.
My lawyer in Wetherby is not listed on the Barnsley Building Society Solicitor Panel. Is it possible for me to retain my prefered solicitor even though they are excluded from the Barnsley Building Society panel?
The limited options available to you here include:
- Carry on with your existing Wetherby solicitors but Barnsley Building Society will need to use a solicitor on their panel. This will inevitably rack up the total legal fees and cause delays.
- Find a new solicitor to act in the conveyancing, not forgetting to check they are Barnsley Building Society approved.
- Persuade your Barnsley Building Society solicitor to seek to join the Barnsley Building Society panel
I used Arc property Solicitors a few years ago for my conveyancing in Wetherby. I now require my papers however the law firm is no longer operating. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Wetherby of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Due to the input of my in-laws I had a survey completed on a property in Wetherby prior to retaining lawyers. I have been informed that there is a flying freehold aspect to the house. Our surveyor has said that some mortgage companies tend not issue a loan on a flying freehold house.
It varies from the lender to lender. Santander has different requirements for example to Nationwide. Should you wish to call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Wetherby. Conveyancing may be slightly more expensive based on your lender's requirements.
Am I best advised to use a Wetherby conveyancing solicitor based in the location that I am hoping to buy? We have a good friend who can handle the conveyancing however they are based over three hundred kilometers drive away.
The primary upside of using a high street Wetherby conveyancing firm is that you can drop in to sign documents, deliver your ID and pester them if necessary. They will also have local insight which is a plus. That being said nothing is more important than finding someone that will do a good and efficient job. If if people you trust used your friend and the majority were happy that should trump using an unfamiliar Wetherby conveyancing lawyer solely due to them being based in the area.