Finally, a loan agreement from HSBC for the refinancing of my 4 bedroom apartment is due imminently. Are you able to propose a cheap conveyancing lawyer in Wetherby?

You have come to the wrong place to search for the cheapest conveyancing in Wetherby. We can offer you affordable conveyancing but we do not advertise as being the cheapest. Avoid the trap of appointing companies enticing you with £99 conveyancing in Wetherby. At best, in choosing a lawyer for cheap conveyancing, you will get your money’s worth and at worst you will end up paying a lot in additional fees and still not receive the service expected.

I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Wetherby. My lender is Tesco Bank

Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 28/2/2025, the requirements read as follows :

I'm purchasing a new build house in Wetherby with a mortgage from Nottingham Building Society. The builders would not move on the price so I negotiated five thousand pounds worth of extras instead. The sale representative suggested that I not disclose to my conveyancer about this side-deal as it would put at risk my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Wetherby is where the house is located. What do you suggest?

Flying freeholds in Wetherby are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Wetherby you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Wetherby may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

We're FTB’s - had an offer accepted, but the agent informed us that the vendor will only proceed if we use the agent's recommended solicitors as they are insisting on an ‘expedited deal’. My instinct tells me that we should use a local conveyancer with experience of conveyancing in Wetherby

It is improbable the sellers are behind this. If they require ‘a quick sale', taking such a hostile approach to a motivated buyer is not the way to achieve this. Speak to the owners direct and make the point that (a)you are serious buyers (b)you are excited to move forward, with finances arranged © you have nothing to sell (d) you intend to proceed fast (e)but you will continue to instruct your own,trusted Wetherby conveyancing firm - not the ones that will provide their negotiator at the agency a kickback or meet his conveyancing thresholds set by senior management.