I require fast conveyancing in Whitechapel as I have an ultimatum to complete inside one month. Fortunately I do not need a mortgage. Can I escape the need for conveyancing searches to save fees and time?

If.Given you are not getting a mortgage you have the choice not to have searches conducted although no solicitor would recommend that you don't. Drawing on our experience of conveyancing in Whitechapel the following are examples of issues that can be revealed and therefore affect future saleability: Refused Planning Applications, Overdue Fees, Outstanding Grants, Road Schemes,...

I'm buying a new build house in Whitechapel with a loan from Nottingham Building Society. The developers would not reduce the amount so I negotiated £7000 of fixtures and fittings instead. The sale representative advised me not inform my lawyer about the extras as it will put at risk my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a quick, chain free conveyancing. Whitechapel is where the house is located. Is there any advice you can impart?

Flying freeholds in Whitechapel are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Whitechapel you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Whitechapel may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I inherited a basement flat in Whitechapel. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal determine the amount due for a lease extension?

Where there is a absentee freeholder or if there is dispute about the premium for a lease extension, under the relevant legislation it is possible to make an application to the First-tier Tribunal (Property Chamber) to assess the sum to be paid.

An example of a Freehold Enfranchisement matter before the tribunal for a Whitechapel flat is 1-41 Royal Tower Lodge 40 Cartwright Street in April 2013. the tribunal adding the agreed value of capitalised ground rents and the reversion the price to be paid for the freehold was £1,187,000 This case affected 41 flats. The unexpired lease term was 107 years.

What are the common deficiencies that you encounter in leases for Whitechapel properties?

There is nothing unique about leasehold conveyancing in Whitechapel. All leases are drafted differently and drafting errors can sometimes mean that certain clauses are erroneous. For example, if your lease is missing any of the following, it could be defective:

Clauses dealing with recovering service charges for expenditure on the building or common parts.

A defective lease will likely cause issues when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. Birmingham Midshires, Skipton Building Society, and Nottingham Building Society all have very detailed requirements when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is defective they may refuse to provide security, obliging the buyer to pull out.

Is it true that a Whitechapel conveyancing practice got sued by clients for failing to conduct the appropriate conveyancing investigations?

Our attention has not be brought to such a Whitechapel conveyancing claim but it has been reported that, a couple buying a home in Cumbria successfully sued their conveyancing practitioner as a consequence of development permission to erect a wind farm failing to be identified in conveyancing searches.

If you are purchasing in Whitechapel It is essential that your conveyancing practitioner purchase all Whitechapel conveyancing searches necessary to ensure you have relevant and current information before buying a property.