My IFA requires my Wickford solicitor’s panel reference for the Nat West conveyancing panel. What is the best way to obtain this. I have tried my local Wickford branch but they have not got back to me yet.

You are best placed to get this information from your Wickford property lawyer . They maintain a central record lender panel numbers.

The housing market in Wickford is hotting up. What can I do to expedite matters?

In the event that you are under time constraints to complete it is advisable to make sure that your conveyancer is familiar with the location as they will benefit local relationships and knowledge. It is even conceivable that they would have handled previousproperties in the same street. Therefore consider using a Wickford conveyancing lawyer. Second, make sure that the conveyancing firm is on the member panel. It is estimated that nearly one in five of Wickford conveyancing deals are delayed or jeopardised after finding out that a buyer’s solicitor was not on their banks panel. In many cases this discovery resulted in the conveyancing being frustrated by almost three weeks. It is said that this issue affects approximately 100,000 home moves annually. Almost all Wickford conveyancing practices can not represent certain mortgage companies so do check at the outset.

2 months have elapsed following my purchase conveyancing in Wickford took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm buying my first flat in Wickford with the aid of help to buy. The builders refused to move on the price so I negotiated five thousand pounds worth of additionals instead. The sale representative advised me not to tell my lawyer about this side-deal as it would jeopardize my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My husband and I are FTB’s - had an offer accepted, but the estate agent has warned us that the seller will only move forward if we use their recommended solicitors as they need a ‘quick sale’. My instinct tells me that we should use a local solicitor who is accustomed to conveyancing in Wickford

It is unlikely the sellers are behind this. Should the seller desire ‘a quick sale', turning down a genuine buyer is not the way to achieve this. Speak to the vendors direct and make the point that (a)you are motivated purchasers (b)you are ready to progress, with mortgage lined up © you have nothing to sell (d) you intend to proceed fast (e)but you intend to appoint your own,trusted Wickford conveyancing solicitors - not the ones that will earn their negotiator at the agency a referral fee or achieve conveyancing thresholds demanded by head office.