My wife and I have recently appointed a conveyancing solicitor in Rayleigh. I need to find out whether they are on the Lloyds TSB Bank approved list of lawyers. Could you assist?

You should contact the solicitor and enquire if they can act for the bank. Alternatively you should get in touch with Lloyds TSB Bank who may be able to confirm.

I require fast conveyancing in Rayleigh as I am under a deadline to complete inside 2 weeks. Fortunately I do not require a mortgage. Can I avoid the conveyancing searches to save fees and time?

If.Given you are not getting a mortgage you are at free not to do searches although no conveyancer would advise that you don't. Drawing on our experience of conveyancing in Rayleigh the following are examples of issues that can crop up and adversely affect market value: Enforcement Notices, Outstanding Fees, Overdue Grants, Unadopted Roads,...

I acquired my apartment on 5 April and my personal details is yet to be registered. Need I be worried? My conveyancing solicitor in Rayleigh said it will be formalised in less than a month. Are titles in Rayleigh uniquely lengthy to register?

There is nothing unique about conveyancing in Rayleigh registration formalities. Rather than based on location, timeframes can vary depending on the party submitting the application, whether there are errors and whether the Land registry need to notify any 3rd persons or bodies. As of today in the region of three quarters of submission are fully addressed within 12 days but some can be subject to protracted hold-ups. Historically registration takes place after the purchaser is living at the property so 'speed' is not always top priority yet if there is a degree of urgency associated with the registration then you or your lawyers must speak with the land registry and explain the circumstances.

I opted to have a survey carried out on a property in Rayleigh in advance of instructing lawyers. I have been told that there is a flying freehold overhang to the house. The surveyor has said that some lenders tend refuse to give a loan on this type of house.

It depends who your proposed lender is. Santander has different requirements for example to Nationwide. Should you wish to telephone us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Rayleigh. Conveyancing will be smoother if you use a solicitor in Rayleigh especially if they are accustomed to such properties in Rayleigh.

I am attracted to a two maisonettes in Rayleigh which have approximately fifty years remaining on the leases. should I be concerned?

There are plenty of short leases in Rayleigh. The lease is a legal document that entitles you to use the property for a prescribed time frame. As the lease gets shorter the saleability of the lease decreases and results in it becoming more expensive to extend the lease. This is why it is advisable to increase the term of the lease. Sometimes it is difficult to sell a property with a short lease as mortgage companies may be reluctant to lend money on such properties. Lease extension can be a protracted process. We advise that you seek professional help from a conveyancer and surveyor with experience in this area.

Rayleigh Conveyancing for Leasehold Flats - Sample of Queries Prior to buying

Please tell me if there are any major works on the horizon that could add a premium to the service fees? What is the name of the managing agents?