Why would I appoint a Pitsea conveyancing firm given that internet based conveyancers are easier on the wallet?

Its a good idea to scrutinise conveyancing costs in Pitsea and you should seek an affordable estimate but don’t expend your energy getting the lowest priced Pitsea conveyancer. Finding the right conveyancer can be the difference between a seamless and a stressful home move. You need to ensure that you have expert advice from a trusted lawyer. An e-mail can never replace a telephone conversation and are no substitute for a one to one appointment. Our partner firms will appoint you a qualified and experienced conveyancing solicitor who can deal with your conveyancing from from the outset to completion, giving the sort of hand holding that you will never get with an web based conveyancer. Our lawyers will contact you regularly to update you as to headway making sure that you are never in the dark. Should you need to contact the office you will be sure who you need to speak to and we'll endeavour to make sure that you're not left wondering what's going on.

Finally the sale completed on my house in Pitsea last February but our buyer keeps calling me to say her solicitor is waiting to hear from mine. What are the post completion sale legalities following completion?

Post completion of your disposal your solicitor should forward the transfer deeds and all additional paperwork to the buyer’s solicitors. If applicable, your solicitor should also confirm that the mortgage has been discharged to the buyers conveyancers. There are no post completion procedures specific conveyancing in Pitsea.

I am considering applying for a Skipton mortgage for purchase of a new build (under development) in Pitsea with 70% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Skipton ?

There is nothing to stop you using your solicitor, but Skipton will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.

I am the single recipient of my late mum's will with all property in now in my sole name, including the house in Pitsea. The Pitsea property was put into my name in October. I plan to dispose of the house. I understand that there is a Mortgage Lenders 6 month 'rule', which means that my property ownership could be regarded the same way as if I'd bought the house in October. Will no one buy the property for half a year?

The CML handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be impacted by that. How sensible a view lenders take of it, depend on the bank as this requirement chiefly exists to capture subsales or the quick reselling of properties.

My husband and I have organised a further advance on our mortgage from Clydesdale as we want to conduct improvements to our home in Pitsea. Do we need to choose a nearby Pitsea solicitor on the Clydesdale conveyancing panel to deal with the legals?

Clydesdale do not ordinarily require firms on their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Clydesdale panel.

At last I have had an offer on a flat in Pitsea agreed to, the vendors do nevertheless have a connected purchase. The owners have offered on on an apartment, however it’s not yet agreed to, and are looking at other apartments in the pipeline. I have instructed a local conveyancing solicitor in Pitsea. What should be my next step? When do I get the mortgage application with Principality started?

It is usual to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is approx one thousand pounds, then survey, Pitsea conveyancing search fees, etc). First, you must check that your solicitor is on the Principality approved list. Regarding the next steps this very much depends on the specifics of your case, motivation for the property and on the state of the market. During a rising market some buyers will apply for the mortgage with Principality and arrange for the valuation and only if it was satisfactory would they request their lawyer to press on with the conveyancing in Pitsea.

Can you please explain what options are open to me where my Pitsea conveyancing searches reveals negative entries?

Normally, the majority of issues arising from Pitsea conveyancing search results can be dealt with before completion or indemnity insurance can be put on cover. It is important to remember that although you may be buying the property and may be willing to accept the search results, your mortgage lender may not, and ultimately the decision rests with them.