I am purchasing a house for cash in Pitsea. I have lived for the previous 15 years in Pitsea. Conveyancing searches are expensive. Given that I know the road and vicinity very well should I not bother getting the solicitor to do all the conveyancing searches?

In the absence of a mortgage, then all but one or two of the Pitsea conveyancing searches are non-obligatory. Your solicitor will 'advise', perhaps strongly, that you should have searches done, but he has a professional duty to do this. One thing to consider; if you are going to dispose of the house in the future, it could be of relevance to your future buyer what the searches disclose. On occasion houses with apparent issues can still reveal negative search results. A good conveyancing solicitor in Pitsea will be able to give you some helpful advice here.

Why do I have to pay up front for conveyancing in Pitsea?

If you are buying a property in Pitsea your solicitor will ask you to provide them with monies to cover the the cost of the conveyancing searches. This will be the total of the cost of the Local Authority Search. If any down payment is as part of the sale price then this should be needed immediately ahead of contracts are exchanged. The final balance that is due should be transferred shortly before completion.

I'm buying my first flat in Pitsea with a mortgage from HSBC Bank. The sellers would not budge the price so I negotiated 6k of additionals instead. The sale representative suggested that I not inform my solicitor about the extras as it will affect my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am a sole trader planning to lease a unit on a shopping parade. Can you recommend conveyancers offering competitive fees for non-domestic conveyancing in Pitsea for under 2k?

We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Pitsea, including the disposal and purchase of businesses as well as simply property. Whether you are hoping to purchase or dispose of a shop, pub, restaurant, office, retail unit or a whole business we will find you the right solicitor. As for the charges these will vary based on the structure and complexity of the proposed transaction. Please provide us with your contact information or phone so as to enable us to furnish you with a fixed commercial conveyancing calculation.

I am in need of some leasehold conveyancing in Pitsea. Before I get started I require certainty as to the remaining lease term.

Assuming the lease is recorded at the land registry - and 99.9% are in Pitsea - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I inherited a basement flat in Pitsea, conveyancing was carried out half a dozen years ago. Can you please calculate a probable premium for a statutory lease extension? Comparable properties in Pitsea with a long lease are worth £191,000. The ground rent is £55 invoiced annually. The lease ceases on 21st October 2077

With only 53 years remaining on your lease we estimate the price of your lease extension to be between £27,600 and £31,800 as well as legals.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs without more comprehensive due diligence. Do not use this information in tribunal or court proceedings. There may be other issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information without first getting professional advice.