I am in the process of remortgaging my apartment in Windsor, does my lawyer need to be on the RBS Conveyancing panel?
There is nothing to stop you using your solicitor, but RBS will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
I am aiming to move property in March. Does my conveyancing solicitor liaise with the removal company on the completion day. As an aside, can you recommend a removal company in Windsor. Conveyancing lawyer was found before I stumbled across your page.
On the afternoon of completion you will need to collect the keys from your selling agent however this can only take place once the vendors solicitors advise the agent that the monies to complete are in and the keys can be released. You should tell the removal company that they can start moving you in. We are not in a position to recommend a specific removal organisation but can assist you in locating a residential property solicitor in Windsor or a firm that specialises in conveyancing in Windsor.
We have agreed to purchase a house in Windsor. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Nationwide be concerned?
As your lender is Nationwide your lawyer must follow the conveyancing instructions contained in Part two of UK Finance Lenders’ Handbook for Nationwide. The CML Handbook includes minimum specifications for solar panel roof-space leases, and conveyancers are required to report to Nationwide where a lease fails to satisfy these specifications. The specifications relate to the installation of panels on properties nationwide and is not restricted to Windsor.
We expect to receive a OIP from Principality this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Principality recommend any Windsor solicitors on the Principality conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Windsor solicitors independently although you'll need to choose one on the Principality conveyancing panel. The solicitor represents both you and Principality through the process.
I have been told that property searches are a common cause of delay in Windsor conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the determinations of research by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of delays during the legal transfer of property. Searches are not likely to be the root cause of delay in conveyancing in Windsor.
Are there restrictive covenants that are commonly identified as part of conveyancing in Windsor?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Windsor. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I decided to have a survey completed on a property in Windsor in advance of instructing solicitors. I have been informed that there is a flying freehold element to the property. The surveyor has said that some lenders will refuse to issue a loan on a flying freehold property.
It depends who your proposed lender is. Lloyds has different instructions from Birmingham Midshires. Should you wish to telephone us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Windsor. Conveyancing may be slightly more expensive based on your lender's requirements.