We are planning to acquire a house and need a conveyancing solicitor in Wraysbury who is on the UBS solicitor panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for UBS . We don't recommend any particular firms conducting conveyancing in Wraysbury.
My aunt passed away last year and as sole heir and executor I was left the property in Wraysbury. The house had a small mortgage left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to Principality, pay off the mortgage. Is this possible?
Where you intend to re-mortgage then Principality will insist on your using a conveyancer on the Principality conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Principality conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Principality mortgage is registered as a charge at the Land Registry.
I'm purchasing my first flat in Wraysbury with the aid of help to buy. The builders would not move on the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative suggested that I not inform my solicitor about this deal as it will affect my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am intending to sublet my leasehold apartment in Wraysbury. Conveyancing solicitor who did the purchase is retired - so can't ask him. Do I need to ask my freeholder for permission?
Even though your last Wraysbury conveyancing lawyer is no longer around you can check your lease to see if you are permitted to let out the apartment. The accepted inference is that if the lease is non-specific, subletting is permitted. There may be a precondition that you need to obtain consent via your landlord or some other party prior to subletting. This means that you cannot sublet in the absence of first obtaining consent. The consent is not allowed to be unreasonably withheld. If your lease prohibits you from subletting the property you will need to ask your landlord for their consent.
Wraysbury Conveyancing for Leasehold Flats - A selection of Questions you should ask before buying
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It is important to be aware if redecorating or some other significant cost is due in the foreseeable future that will be shared between the tenants and may well dramatically impact the level of the maintenance charges or result in a one off payment. Does this lease have more than 90 years remaining? Where a Wraysbury lease has less than eighty years it will affect the value of the apartment. Check with your bank that they are willing to to proceed given the lease term. Leases with less than 80 years remaining means that you will almost definitely have to extend the lease sooner rather than later and it is worth finding out how much this will be. Remember, in most cases you will be be obliged to have been the owner of the property for two years before you are eligible to extend the lease.
Searching for a conveyancing solicitor in Wraysbury. I did have one sorted but they are not on the approved list of Kent Reliance. It seems that nowadays most mortgage companies only allow conveyancing practitioners on their panel. Very frustrating limiting the choice for the paying public. Is it possible for you to refer me to a trustworthy Wraysbury conveyancing practitioner that can assist us as well as represent Kent Reliance?
The purpose of this site is restricted to being a directory service for lawyers who want to be listed as being on the approved conveyancing panel for Kent Reliance in certain locations such as Wraysbury . Our intention is not to recommend any particular property lawyer.