I am buying a ground floor flat in Winslow. My lawyer is not on the mortgage company approved list. Is it possible for me to use my Winslow conveyancing solicitor notwithstanding that they are excluded from the lender approved list?

You have numerous alternatives open to you here

• Complete the deal with your existing Winslow lawyer but your bank will undoubtedly use a lawyer on their approved list. The net result is additional charges together with likely interruption.
• Appoint a fresh conveyancer to act in the purchase, making sure they are on the bank conveyancing panel.
• Appeal to your conveyancer to apply to join the mortgage company panel

My partner and I are acquiring our first home. The property lawyer has contact usto check if we would like to take out extra conveyancing searches. Unfortunately we in the dark as to what's needed for conveyancing in Winslow

The extent of Winslow conveyancing searches depends primarily on the property, the location, the likelihood of any of these risks, your knowledge of the area and risks, your overall approach to risk. What is important is that you adequately comprehend what information the searches could supply. You may then decide if you personally think you need that information. If unsure, ask the conveyancing practitioner to explain.

I have a 4 bedroom Victorian house in Winslow. Conveyancing practitioner represented me and HSBC Bank. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold under the exact same address. I thought I was buying a freehold how can I check?

You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Winslow and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with the conveyancing solicitor who conducted the conveyancing.

How does conveyancing in Winslow differ for new build properties?

Most buyers of new build premises in Winslow contact us having been asked by the seller to exchange contracts and commit to the purchase even before the residence is constructed. This is because new home sellers in Winslow tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Winslow or who has acted in the same development.

I am using a search engine for the phrase on line conveyancing in Winslow it reveals numerous property lawyerslocally. With so much choice what is the best way to find the right conveyancing solicitor for the sale of my house?

The best method of choosing a suitable conveyancer is through a personal referral, so enquire of colleagues and those you trust who have bought a property in Winslow or the reputable estate agent or mortgage broker. Charges for conveyancing in Winslow differ, so it's sensible to request a minimum of four estimates from varying types of companies. Dont forget to clarify what costs in the quote includes.