We are buying a 2 bedroom flat in Alexandra Park with a mortgage. We like our Alexandra Park conveyancer, but the bank advise he's not on their "panel". We have to appoint one of the mortgage company panel conveyancing practices or keep our Alexandra Park conveyancer and pay for one of their panel lawyers to represent them. We consider that this is unjust; is there anything we can do?

Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Alexandra Park conveyancing lawyer to apply to be on the conveyancing panel.

Are the Alexandra Park conveyancing solicitors identified as being on the HSBC conveyancing panel, together with their details provided by HSBC?

Alexandra Park conveyancing firms themselves provide us confirmation that they are on the HSBC conveyancing panel as opposed to being supplied with a list from HSBC directly.

Do I need to pay for insurance to address the risk of chancel repairs when buying a residence in Alexandra Park?

Unless a previous acquisition of the house completed after 12 October 2013 you could take it that lawyers conducting conveyancing in Alexandra Park to continue to suggest a chancel search and or chancel repair liability insurance.

I am buying a new build apartment in Alexandra Park. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Alexandra Park

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please confirm the Lease plans are surveyor prepared. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.

My husband and I are 17 days into a freehold purchase having been recommend to solicitors by the estate agent to execute conveyancing in Alexandra Park. We are not happy. Could you you assist me in finding new conveyancers?

They would need to be really poor in order to consider replacing them. Has the mortgage offer been issued? In the event that it has you will need to advise them of the replacement lawyer and get the loan are re-sent. Your conveyancer should be on the banks panel to avoid escalating costs and delays. So that should be your starting point. Our search tool will help you find a lender approved solicitor for your conveyancing in Alexandra Park