Is there a reason to use a Havering conveyancing company given that national conveyancers are easier on the wallet?
By all means make sure that you compare conveyancing costs in Havering and you should seek a reasonable estimate but don’t expend your energy getting the lowest priced Havering conveyancer. Identifying the right conveyancer can mark the difference between a smooth and a stressful move. It is important that you ensure that you have expert advice from a specialist conveyancer. Emails can't replace a phone call and can never replicate a face to face consultation. The firms that we work with will appoint you a qualified and top rated conveyancing solicitor that will deal with your conveyancing from from the outset to completion, providing a level of hand holding that you are unlikely to received from an online conveyancer. He or She will inform you as to any developments and keep you informed. If you ever need to phone the firm you will be sure who you need to speak to and we'll be sure you are kept fully informed.
I am the registered owner of a freehold property in Havering but nevertheless charged rent, why is this and what is this?
It is rare for properties in Havering and has limited impact for conveyancing in Havering but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges from 1977 onwards.
Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 is to be dispensed with completely.
The Havering conveyancing firm that just started acting on my house acquisition in Havering have suddenly shut down. They were on acting for me because I had to have a solicitor on the Bank of Ireland conveyancing panel and my family Havering lawyer was not. I paid them £170 on account. What are my options?
If you have an estate agent involved then let them know immediately so that they can let the sellers know that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Bank of Ireland conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors should be in a position to help.
Can I be sure that the Havering conveyancing solicitor on the Aldermore panel is any good?
When it comes to conveyancing in Havering getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the lawyer carrying out your transaction.
My wife and I are in the process of looking at houses in Havering and I am now considering a potential offer. Is it too early to have a solicitor in place? I will be getting a mortgage with Lloyds.
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. As you are obtaining a mortgage with Lloyds, make sure you remember to check that your lawyer is on the Lloyds conveyancing panel.
The formalities of my remortgage has taken place for my property in Havering. Conveyancing was a necessary evil but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I am a sole trader wishing to lease a unit on the high street. Can you recommend conveyancers offering fixed costs for commercial conveyancing in Havering for less than £1,200?
We can recommend firms who have an in-depth of experience of commercial conveyancing in Havering, including the sale and acquisition of businesses as well as simply property. If you are looking to purchase or sell a shop, pub, restaurant, office, retail unit or a complete business we will put you in touch with the right lawyer. As for the charges this will depend on the structure and nuances of the deal. Let us have your details or email us so that we may furnish you with a fixed commercial conveyancing quote.