Are the BSA planning on creating a online directory to to identify firms on the Melton Mowbray Building Society conveyancing panel for example in Monkseaton?

We are not aware of any intention on the part of the BSA to promote such a search facility.

Should our solicitor be raising enquiries concerning flooding as part of the conveyancing in Monkseaton.

The risk of flooding is if increasing concern for lawyers dealing with homes in Monkseaton. There are those who buy a property in Monkseaton, fully expectant that at some time, it may suffer from flooding. However, aside from the physical destruction, if a property is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory building insurance, or dispose of the premises. There are steps that can be taken during the course of a house purchase to forewarn the buyer.

Conveyancers are not qualified to give advice on flood risk, but there are a numerous checks that can be carried out by the purchaser or by their solicitors which should figure out the risks in Monkseaton. The conventional set of completed inquiry forms supplied to a buyer’s solicitor (where the Conveyancing Protocol is adopted) includes a usual question of the vendor to find out if the property has suffered from flooding. In the event that flooding has previously occurred and is not notified by the vendor, then a purchaser could bring a compensation claim stemming from an misleading answer. The purchaser’s solicitors should also commission an environmental report. This will reveal if there is any known flood risk. If so, additional investigations should be conducted.

Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a simple, no chain conveyancing. Monkseaton is where the house is located. Is there any guidance you can give?

Flying freeholds in Monkseaton are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Monkseaton you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Monkseaton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

How straightforward is it to use the search app to choose a conveyancing lawyer in Monkseaton on the approved list for my mortgage?

1st pick a bank such as National Westminster Bank, Coventry Building Society or Nottingham Building Society then choose your location a common one being Monkseaton. Conveyancing firms in Monkseaton and further afield will then be listed.

Am in the process of purchasing my 1st home in Monkseaton. Conveyancing lawyer has been chosen. The mortgage adviser suggested that a survey is not appropriate as the property was only built in 1997.

You would be well advised to take a Home Buyer's Report. As the residence was constructed more than a decade ago the property will not benefit from a warranty, so you don't want to take a risk. Where a property of this age shows no signs of problems a Home Buyer's report could be enough. They will highlight any obvious problems and recommend further investigation where appropriate. Where there are any indications of problems seek a comprehensive structural survey.