My partner’s brother is a solicitor. I hope that I can be offered mate’s fee for conveyancing, but if not, what level of costs would I typically be looking at for conveyancing in Barlestone?
It’s advisable to obtain 3 or more like-for-like conveyancing estimates. Make use of our comparison tool on this site. You will notice that charges seem to be different but the service one can expect are distinct between law firms as is the case with the vast majority of professional services.
My lawyer in Barlestone has never been on on the Virgin Money Solicitor Panel. Can I still use my family solicitor notwithstanding that they are not on the Virgin Money panel of approved conveyancing solicitors?
The limited options open to you here include:
- Complete the purchase with your preferred Barlestone solicitors but Virgin Money will need to retain a lawyer on their panel. This will result in additional total legal fees and cause frustration.
- Find an alternative lawyer to to deal with the conveyancing, obviously checking they are Virgin Money approved.
- Persuade your Virgin Money based solicitor to seek to join the Virgin Money panel
My wife and I purchased a terraced Edwardian house in Barlestone. Conveyancing practitioner represented me and Bank of Scotland. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, another for leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Barlestone and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with the conveyancing solicitor who completed the work.
I'm buying my first flat in Barlestone with a loan from Coventry Building Society. The developers would not move on the price so I negotiated £7000 of additionals instead. The house builders rep told me not reveal to my solicitor about the deal as it would put at risk my mortgage with Coventry Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My husband and I are a fortnight into a residential purchase having been referred to solicitors by the high street agent to execute conveyancing in Barlestone. I am not happy. Could you help me find new conveyancers?
They would have to be very poor in order to consider changing them. Has your mortgage been generated? If so you will need to advise them of the new contact details and have the offer are issued to the new lawyers. Your new solicitor ideally needs to be on the banks panel to avoid supplemental fees and delays. So that should be your first question of the new lawyers. The find a solicitor tool should help you find a lender approved lawyer for your conveyancing in Barlestone