I am hoping to complete my purchase in Glenfield next Friday. My lawyer now wants me to supply her with evidence of content and building insurance for the property as as she informs me that she is duty bound to validate that it is in order for the mortgage company. What does the insurance need to cover?

All property lawyers on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook requirements. These requirements are not limited to conveyancing in Glenfield.

What is the difference between a licensed conveyancer and conveyancing solicitor in Glenfield

There are many registered licenced Conveyancers in Glenfield and Solicitor firms in Glenfield to choose from It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal aspects of the home buying process. They may both also handle other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

Can you help - my lawyer advises that defective lease insurance is required on my purchase. What is the level of cover for Glenfield conveyancing?

The right level of defective lease indemnity insurance should be dictated by who your lender. It would differ for example between Barclays and Bank of Scotland. Conveyancing lawyers as opposed to members of the public take out such policies.

I am expecting a OIP from UBS this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do UBS recommend any Glenfield solicitors on the UBS conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Glenfield solicitors independently although you'll need to choose one on the UBS conveyancing panel. The solicitor represents both you and UBS through the process.

I have todaydiscovered that Action Conveyancing have been shut down. They carried out my conveyancing in Glenfield for a purchase of a leasehold apartment 9 months ago. How can I establish that the property is not still registered in the name of the former proprietor?

The easiest way to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Glenfield conveyancing specialists.

I am looking for a conveyancing lawyer in Glenfield for my sale. Is it possible to see a solicitor's complaints history with the profession’s regulator?

Anyone may search for documented Solicitor Regulator Association (SRA) decisions resulting from investigations started on or after 1 January 2008. Visit Check a solicitor's record. To find records about the period before 1 January 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, use +44 (0)121 329 6800. The SRA sometimes monitor call for training requirements.

I wish to let out my leasehold apartment in Glenfield. Conveyancing solicitor who did the purchase is retired - so can't ask her. Is permission from the freeholder required?

Some leases for properties in Glenfield do contain a provision to say that subletting is only allowed with permission. The landlord cannot unreasonably refuse but, in such cases, they would need to review references. Experience dictates that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting consent.

Glenfield Conveyancing for Leasehold Flats - Examples of Queries Prior to buying

Are any of leasehold owners in dispute over their service charge liability? Does this lease have in excess of 90 years left? The best form of lease structure is a share of the freehold. In this arrangement the lessees have control and even though a managing agent is often employed if it is bigger than a house conversion, the managing agent acts for the leaseholders themselves.