Can the conveyancing lawyers that you recommend conduct attended exchange conveyancing in Bexleyheath?
We do have a number of conveyancing experts who can conduct 24hr exchanges. Please contact us to receive a costs illustration and details as to availability.
We wanted to use a conveyancing solicitor in Bexleyheath for our home move. Our broker informed us that our mortgage lenders Barnsley Building Society won't deal with them. Surely this is unduly restrictive?
Lenders ordinarily imposes restrictions either the category or the volume of conveyancing firms on their panel. Typical examples of such restriction(s) being that a law practice must have two or more partners. As well as restricting the profile of firm, a few lenders have decided to limit the amount of firms they permit to represent them. Be aware that Barnsley Building Society have no responsibility for the quality of advice provided by any member of Barnsley Building Society Conveyancer Panel. Mortgage fraud was a primary driver in the rationalisation of solicitor panels a few years ago even though there are differing opinions concerning the extent of solicitor engagement in some of that fraud. Figures from the Land Registry reveal that plenty of law firms, including some in or near Bexleyheath only conduct one or two conveyances a year.
Is it the case that all Bexleyheath solicitor practices on the Co-operative conveyancing panel are overseen by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Co-operative approved list of solicitors they would need to be regulated by the SRA. The majority of mortgage companies do list licenced conveyancers on their panel and in that case the firms would be overseen by the Council of Licensed Conveyancers.
My wife and I are spending time viewing houses in Bexleyheath and I am now considering a potential offer. Is it advisable to have a property lawyer on ‘stand by’? I will be getting a home loan with Lloyds.
You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. As you are taking out a mortgage with Lloyds, ask your prospective lawyers if they are on the Lloyds conveyancing panel otherwise they can't do the mortgage legal work.
I was told four weeks ago that my mortgage has been agreed to by Skipton. Is it usual for Skipton to only issue the offer once my solicitor in Bexleyheath is approved on their conveyancing panel? Skipton have asked my solicitor to see a copy of their PI Insurance.
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Skipton to deal with your lawyer's application to be on the Skipton conveyancing panel. There's no guarantee that your solicitor will be accepted.
Should our lawyer be raising questions about flooding as part of the conveyancing in Bexleyheath.
The risk of flooding is if increasing concern for lawyers specialising in conveyancing in Bexleyheath. There are those who buy a house in Bexleyheath, completely aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a house is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or dispose of the property. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.
Lawyers are not best placed to offer advice on flood risk, however there are a numerous checks that can be undertaken by the purchaser or by their solicitors which will figure out the risks in Bexleyheath. The standard information supplied to a buyer’s lawyer (where the Conveyancing Protocol is adopted) contains a standard question of the seller to determine if the property has ever been flooded. If flooding has previously occurred which is not notified by the seller, then a buyer may bring a legal claim for losses resulting from an incorrect response. A purchaser’s lawyers may also conduct an enviro report. This should indicate if there is any known flood risk. If so, more detailed investigations should be initiated.
Estate agents have just been given the go-ahead to market my basement apartment in Bexleyheath. Conveyancing solicitors are to be appointed soon, but I have just had a yearly service charge invoice – what should I do?
Your conveyancing lawyer is likely to suggest that you should pay the invoice as you normally would given that all rents and maintenance invoices should be allotted on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
Following years of negotiations we simply can't agree with our landlord on how much the lease extension should cost for our flat in Bexleyheath. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
Most certainly. We can put you in touch with a Bexleyheath conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Bexleyheath premises is Various @ Colombus Square in January 2012. the Tribunal calculated the premiums to be paid for new leases for each of the flats in Mariners Walk to be £3822 and the premium to be paid for the new lease of 2 Knights Court to be £4439. This case related to 13 flats. The remaining number of years on the lease was 76 years.