I plan on buying residence in Bexley. My Conveyancer has never been on on the mortgage company solicitor list. Am I still permitted to use my Bexley conveyancing solicitor even though they are not on the bank panel?

Your options include

• Carry on with your preferred Bexley property lawyer but your bank will undoubtedly use a solicitor from their approved list. This will result in additional charges and likely frustration.
• Appoint a fresh conveyancer to act in the purchase, making sure they are on the lender conveyancing panel.
• Appeal to your solicitor to seek to join the bank panel

I am purchasing a property and need a conveyancing solicitor in Bexley who is on the Nationwide Building Society conveyancing. Could you point me in the right direction as regards a firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Nationwide Building Society in certain locations such as Bexley. We dont recommend any particular firm.

I have paid off my mortgage with Leeds Building Society. I assume I don't need a Bexley property lawyer on the Leeds Building Society panel to discharge the mortgage at the Land Registry. Please confirm.

If you have finished paying off your Leeds Building Society mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Leeds Building Society mortgage from the register. Leeds Building Society, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Leeds Building Society has sent the Land Registry the discharge electronically, and
3. Leeds Building Society has instructed the Land Registry to do so

I was told two weeks ago that my mortgage has been agreed to by Clydesdale. Is it usual for Clydesdale to only issue the offer once my solicitor in Bexley is approved on their conveyancing panel? Clydesdale have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.

My sealed bid on a house in Bexley has been accepted, the vendors do however have a dependent purchase. The sellers have offered on on an apartment, but it’s not yet agreed to, and are looking at other properties booked. I have selected a high street conveyancing solicitor in Bexley. What do I do now? At what point should I apply for the mortgage with Kent Reliance?

It is usual to have concerns where there is a chain as you are unlikely to want to incur costs prematurely (mortgage application is approx one thousand pounds, then survey, Bexley conveyancing search fees, etc). The first course of action is to ensure that your solicitor is on the Kent Reliance approved list. Regarding the next steps this very much dictated by the circumstances of your transaction, attraction to the property and on the state of the market. In a rising market many home buyers would apply for a home loan with Kent Reliance and pay for the valuation and only if it was satisfactory would they request their lawyer to move forward with the conveyancing in Bexley.

We are buying a house and the conveyancer has referenced Chancel Repair to which the property may be obligated to contribute to given it’s proximity to the area of such a church. He has suggested insurance. Is this really necessary for conveyancing in Bexley

Unless a prior acquisition of the premises completed after 12 October 2013 you could expect conveyancing practitioners carrying out conveyancing in Bexley to continue to suggest a chancel search and or insurance against a claim.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Bexley?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Bexley. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’